flooded

[snipher]

I recently bought a unit and 2 days after i moved in the person renting in the unit above me left a tap running in the sink (with the plug in) for hours. This flooded my unit below, I need new carpets and floorboards were soaked (hopefully they wont warp/rot). Should I have to pay for the damage or should the owner of the unit upstairs cover this with there insurance? I am getting told different things by everyone. Any advice would be much appreciated.

Thanks

 

[Simon]

Call your insurer.

They will be very quick in passing the problem to the neighbours insurer if they can do so.

Should have a fast answer there.

Cheers,

 

[Ricardo29]

snipher...
your insurance should cover water damage/bursting/leaking etc.
is a standard peril.

your insurer would then subrogate/take action against the at fault party and their insurer. they will do this without your involvement - you should simply advise names/who's at fault/how happened etc (all when you lodge your claim).