About the not being able to save.
I wonder if childcare costs are involved.. $100 per child per day. The 50% whatever they call it... is it CCR or CCB is capped at $7500 per year. So it sounds like they have 2 kids in childcare. One is aged 5 and one aged 3. The older one probably would go to school soon and that might help things.
On the other hand, they might insist that they need a 4bedroom house. Or a large and brand new 3bedroom house. In a capital city and must be near to their work (i assume CBD) would be approximately $550-650/week in Melbourne? I tried telling friends to downsize when renting but I was given the hand to my face. Not possible. So partly right there Lizzie about priorities.
I wonder if childcare costs are involved.. $100 per child per day. The 50% whatever they call it... is it CCR or CCB is capped at $7500 per year. So it sounds like they have 2 kids in childcare. One is aged 5 and one aged 3. The older one probably would go to school soon and that might help things.
On the other hand, they might insist that they need a 4bedroom house. Or a large and brand new 3bedroom house. In a capital city and must be near to their work (i assume CBD) would be approximately $550-650/week in Melbourne? I tried telling friends to downsize when renting but I was given the hand to my face. Not possible. So partly right there Lizzie about priorities.