Insurance against arson ?
- Thread starter Tone
- Start date
You haven't leased the house to bikies have you?
Read the PDS from each insurer.
Read the PDS from each insurer.
I was hoping to avoid this time consuming task. I'm sure someone has done this already and would know.
Pay someone to read it for you.
Wow
. Do you read contracts before purchasing houses?Ring the insurer to ask.
I would think you may not be covered if you don't disclose this to the insurer.
So in other words you are too lazy to do your own research and instead consume other peoples time in the hope of being spoon fed the answers you seek?
How is the question this poster is asking, any different than most of the other questions?
Most of the questions other posters ask, could also be answered if they bothered to read the RTA governing their state, but you don't seem to attack them.
What a bunch, we have here on SS.
If you don't know the answer to someone's question, either move on to another thread, post you don't know, or simply shut up.
Tone,
If you have a reasonable suspicion ...you may consider reporting this to the police.
Most of the questions other posters ask, could also be answered if they bothered to read the RTA governing their state, but you don't seem to attack them.
What a bunch, we have here on SS.
If you don't know the answer to someone's question, either move on to another thread, post you don't know, or simply shut up.
Tone,
If you have a reasonable suspicion ...you may consider reporting this to the police.
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mate, your covered for fire or arson....as long as you dont have anything to do with it, quite obvious...its considered fraud by financial deception...then yr not covered....however if you have a suspicion, as suggested...notify the police...u need to cover your A rse
if there is any suspicion about the fire...you will not get paid out for quite sometime which can be up to a year...
if there is any suspicion about the fire...you will not get paid out for quite sometime which can be up to a year...
The suggestion of reporting it to cover your but is a good one, it will provide evidence of a police report should you need to make an insurance claim later. Which relates to your original post. It's not to provide you with a security service, install CCTV if your that worried!
I would think if Tone goes to the Police and says someone is going to burn my house they can do very little but if it then happens the Insurance company would be Extra suspicious.
If you have had threats in writing or on a phone text etc then take them to the police, if it is spoken words with no witnesses then better to say nothing IMO
If you have had threats in writing or on a phone text etc then take them to the police, if it is spoken words with no witnesses then better to say nothing IMO
Look at Part IV of INSURANCE CONTRACTS ACT 1984
http://www.austlii.edu.au/au/legis/cth/consol_act/ica1984220/
http://www.austlii.edu.au/au/legis/cth/consol_act/ica1984220/
