I have just been comparing 2 landlord insurance policies, and have realised that my EBM Rentcover Ultra does not cover for
-Burglary or theft, unless caused by Tenants.
It also does not cover for Malicious acts, unless caused by Tenant.
It states quite clearly that you are not insured if loss or damage, theft or burglary was caused by visitors.
Terry Sheer Landlord Preferred actually covers for Theft or damage due to theft carried out by persons including your tenant's or their family or your tenant's guests.
It also covers for malicious damage carried out by persons including your tenants or their tenants family or your tenants guests.
It seems like the EBM policy is not as comprehensive as I thought it to be.
I am wondering if I should change policies???
Thanks
Marina.
-Burglary or theft, unless caused by Tenants.
It also does not cover for Malicious acts, unless caused by Tenant.
It states quite clearly that you are not insured if loss or damage, theft or burglary was caused by visitors.
Terry Sheer Landlord Preferred actually covers for Theft or damage due to theft carried out by persons including your tenant's or their family or your tenant's guests.
It also covers for malicious damage carried out by persons including your tenants or their tenants family or your tenants guests.
It seems like the EBM policy is not as comprehensive as I thought it to be.
I am wondering if I should change policies???
Thanks
Marina.