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oh ta tulip that usually means to check back with them in 2 weeks time.
Yes. They do not even look at it before two weeks. I really hate MacQuaire. I am graduly leaving them. Currently locked in by them because of early dischrage fees, MI repayment, deferred establishment fee -- two high. I am now on 7.98%. They said they gave me 1.07% discount -- how thich face they are. I wish Nicolas get a salary cap by Rudd this time.
Guess what i did to MacQuaire? I partially discharged the property to another bank and put most of available fund in MacQuaire, so I have a low balance with MacQuaire to effectively pay less on their high rate
Its nice to see Mac pass on the full 1% it sure makes a change.
When this thread first started l was paying 10.46% now down to 7.31% that makes a nice change TOO.
Hi, Yadreamin, I have 3 properties secured by one loan by Mac. When I signed the contract, I made it a conditon that I could discharge two of the 3 properties without any penalty (pay partical discharge of $400 only). Recently, I sold 2 other properties (not with Mac), I then substitue one with the Mac. The other one is with Members Eaquity which they did not allow me to top up 80%. So I still keep the one with Mac and now I put all the proceeds into Mac to offset the loan. I am also selling one of the Mac properties. When I sell it, I will have little loan with them and they can keep me as long as they wish.The Analyst
Could you please explain how you did this and what cost were involved?
cheers
yadreamin
Hiya TA
That can work for those with spare euqity rolling around not doing a lot ...........obviously you must be one of those
ta
rolf