So the bank needed a recent statement, but the only one I had was from last November because they are half yearly. Great. And most banks can't just generate one for you straight away, it takes 3-4 days for ad hoc statements and they insist on physically mailing it out. Things were already tight, this just makes things worse.
BUT I'd like to see the upside to this - every stumble is a lesson. I will now go to all my bank accounts and update them to monthly, in case I need urgent financing again (I wasn't even planning to buy this house, I just stumbled across a deal too good to pass up). I had never even considered this before, I guess every house I've purchased in the past has just happened to be after the last statement was issued. I suppose this is just a legacy of the old days when I wanted to reduce the amount of paperwork...but these days everything is digital so it should no longer matter if I receive it monthly. Every time I do this I get better at it, part of the learning experience! It's such an easy thing to tighten up, for general preparedness sake, that I recommend everyone does this.
BUT I'd like to see the upside to this - every stumble is a lesson. I will now go to all my bank accounts and update them to monthly, in case I need urgent financing again (I wasn't even planning to buy this house, I just stumbled across a deal too good to pass up). I had never even considered this before, I guess every house I've purchased in the past has just happened to be after the last statement was issued. I suppose this is just a legacy of the old days when I wanted to reduce the amount of paperwork...but these days everything is digital so it should no longer matter if I receive it monthly. Every time I do this I get better at it, part of the learning experience! It's such an easy thing to tighten up, for general preparedness sake, that I recommend everyone does this.
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