Thanks for the kind words.It seems as though you have some 'savvyness' to be able to determine your strategy, work it through and understand where it will/could get you. Have you thought about your exit strategy (or will these become regular rental properties after the scheme ends for these - sorry haven't investigated NRAS latetly). Congrats on seeing it through and making it work.
I have thought about the exit strategy but have not made up my mind as yet. Two options....
1: Keep them as regular rental properties.
2: Sell down entire portfolio over a few years once retired(to reduce tax) and put all proceeds into dividend paying stock index funds.
I really like the idea of the hassle free index fund approx and am leaning toward that. However, it will all depend on what kind of return I can expect at that time from each asset class, what sort of capital I'd be left with after selling what kind of tax implications there would be. Which I choose will be determined after weighing up all that.