It's unfortunate that people fall victim to such scams....but who's to blame? Naivity or pressure selling techniques by these type of un ethical salespeople.
http://moneymanager.smh.com.au/articles/2004/06/23/1087844971122.html
MikeT
http://moneymanager.smh.com.au/articles/2004/06/23/1087844971122.html
MikeT