I'll like to start a thread to get some suggestions on ways to save money for things you need or want e.g. cash for a IP reno, deposit for PPOR, pay for a holiday, etc without resorting to loans, credit cards or having to get a 2nd or 3rd job.
Here is what I've come up with so far ...
1. Have a garage sale and get rid of junk or ebay it.
2. Look at your mobile phone plan and switch to a cheaper plan.
3. Are you using your gym membership? Cancel it and start running outdoors - it's free (I did!)
4. Buy no-name products from supermarket.
5. Purchase ebooks instead of real books
6. Switch to online digital magazines instead of real magazines.
7. Eat at home more often instead of eating out.
8. Have a 'no buying anything new' for a month or two e.g. clothes, toys, etc.
9. Grow your own fruit and veggies.
10. Wash your clothes in cold water to save on your power bill.
Any more ideas?!
Here is what I've come up with so far ...
1. Have a garage sale and get rid of junk or ebay it.
2. Look at your mobile phone plan and switch to a cheaper plan.
3. Are you using your gym membership? Cancel it and start running outdoors - it's free (I did!)
4. Buy no-name products from supermarket.
5. Purchase ebooks instead of real books
6. Switch to online digital magazines instead of real magazines.
7. Eat at home more often instead of eating out.
8. Have a 'no buying anything new' for a month or two e.g. clothes, toys, etc.
9. Grow your own fruit and veggies.
10. Wash your clothes in cold water to save on your power bill.
Any more ideas?!