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Wondering what percentage people are getting off variable rate and how they negotiated it?
I am with W/pac owe approximately $860000 over 3 loans currently get .85% off but offered 1% off .
Can I do better ?
Cheers All
Rolf & PT,
What's difference between fixed and variable if fixed are also reduced upon rate cuts?
Eg. I've dropped from 7.07% - 6.62% fixed since the two recent cuts.
Cheers,
VP
It depends. I get 2.0% off, but pay high fees and need to be 80% drawn to be better off.Wondering what percentage people are getting off variable rate and how they negotiated it?
I am with W/pac owe approximately $860000 over 3 loans currently get .85% off but offered 1% off .
Can I do better ?
Cheers All
It depends. I get 2.0% off, but pay high fees and need to be 80% drawn to be better off.
It depends. I get 2.0% off, but pay high fees and need to be 80% drawn to be better off.
Wondering what percentage people are getting off variable rate and how they negotiated it?
I am with W/pac owe approximately $860000 over 3 loans currently get .85% off but offered 1% off .
Can I do better ?
Cheers All
Side note, but just checked out the paints on Rolf's signature block....very Psychedelic
ref the above; I may need to speak to the mortgage centre again as there seem some nice discounts listed
I'm on 1.1% SVR discount with Westpac
No - 1% is the discount for $500k+ lending under 80%.
The 1.06% discount with WBC is the equivalent of a 1% discount with ANZ because WBC's SVR is higher.
Cheers
Jamie
Nope - breakfree package is $375 p.a which is pretty standard across the big 4 for these type of pro packs.
Cheers
Jamie
Thanks Jamie and is the 1% for the life of the loan?
Wanting to use this as ammo against westpac to up my 0.8% to 1%