Recent content by goponcho

  1. goponcho

    Landlords insurance - duplex

    Tried Suncorp today, as you said Ace, you need to own both sides of the duplex which I don't. Tempted to go EBM but its 200m from a river, so feel like I need the flood cover
  2. goponcho

    Landlords insurance - duplex

    Hi guys, looking at renewing my landlords insurance for my rental property in WA. Am currently with Westpac only because it came with the mortgage. Problem is its one half of a duplex, and its need a river. So, the usual recommendations i've found on somersoft are a bit inadequate. Teri...
  3. goponcho

    Survey strata - neighbours wall

    Okay thank you for the replies :) Will give the council a ring
  4. goponcho

    Survey strata - neighbours wall

    sooo :o any thoughts?
  5. goponcho

    Survey strata - neighbours wall

    Hi guys, Quick question. Own half a duplex in WA side-by-side with a common wall. Its kind of staggered so their half is set back a bit. My neighbour is planning on extending their side by building an extra room right up to our fence line (replacing a bit of it) towards the back. Are...
  6. goponcho

    Dividing fibro fence in okay condition

    Another question; say they want to upgrade the fence, and i dont want to, and its in good nick.\ But its a duplex with a common wall; would it cause problems in the future for knocking down/rebuilding if i dont voluntarily contribute?? Its a survey strata block so i would be legally...
  7. goponcho

    Dividing fibro fence in okay condition

    Is 'high fibro' asbestos??
  8. goponcho

    Dividing fibro fence in okay condition

    Hi we are in WA, city of canning. We have a 'high fibro' fence dividing (29m) between our neighbours, in good structural shape except for one big crack towards the back of the property. Neighbour wants to replace the fence to renovate the backyard and say its a health hazard and are asking for...
  9. goponcho

    Duplex PPOR building&contents insurance

    Ooops delete meee
  10. goponcho

    Unapproved wall removal

    Hi guys, in the process of buying a PPOR. House has had some renovations with a new garage. Have got council approvals they all seem okay. With the approvals for these extensions, there is a plan for the rest of the house. In the old section of the house, there is a wall which has been removed...
  11. goponcho

    Insurance neglect/wear tear clause

    Thanks guys, clears it up!
  12. goponcho

    Insurance neglect/wear tear clause

    Hi guys, trying to find most suitable insurance for my duplex rental. Building & landlords. I see most of the companies have a exclusion for tenant neglect/wear tear. This includes generic insurance companies eg AAMI/RAC but also the more specialised ones such as AAMI. Do we just take it...
  13. goponcho

    Landlord's claim affect premiums?

    So i gave them a ring, they just said i lose my no claim bonus...but i've only had the property got 2months. Would have been 5% at next renewal
  14. goponcho

    Landlord's claim affect premiums?

    Hi, tenant accidentally broke glass stove, asking me to claim on landlord's and they will pay excess. Does this affect me in teh future with premiums or any other way? Can i get the PM to sort out the claim? Thanks
  15. goponcho

    Bathroom not council approved

    Hi have had an offer accepted on a property in WA. Old house with extension to one side including a toilet. Plus they have divided an old laundry and put in a new bath/toilet in the old section. Had structural building inspection and he noted that the toilet didn't have appropriate...
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