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  1. J

    Anybody know about NBG - Construction West P/L

    Hi folks Just about to sign up with National Builders Group (NBG) who allocate construction to a local builder and wanted to find out whether anyone has used NBG Construction West PL? Any feedback is greatly appreciated...Thanks
  2. J

    Need advice before signing building contract

    Hello We are about to embark on building an investment property in Point Cook, VIC and using a major builder (National Builders). We have chosen the house plan and have received a "Tender" which provides an estimate of expenses incurred. The base price includes a whole swag of inclusions...
  3. J

    For the MB's - Which aggregator do you recommend?

    Hi guys I'm looking at a possible change in aggregators I have been with AFG for over 5 yrs and would like to know whether you have used them or others - plan, the brokerage, fast track, mortg choice etc etc Your recommendations are appreciated Cheers
  4. J

    Point Cook Vic prices

    Hi guys We're looking a buying land in Point Cook to build our dream home. The parcel of land is big (892sqm) and vendor is asking $300k. Address is 3 CORSICA WATERS, P/Cook VIC Your assistance is appreciated if you can find out original purchase price and date, and/or relative sales...
  5. J

    Technicians from National Smoke Alarm Services attending rental property

    Hi guys I was speaking with a guy from work who produced a letter from PM stating 'technicians from National Smoke Alarm Services will be attending your property on 26, March 2009 between 1pm - 5pm. for the purpose of servicing and installing new smoke alarms on your landlord's behalf'...
  6. J

    Earth Tremor in Melbourne

    Hi guys Did any of you Melbournites experience the earth tremor last Thursday night? We were sitting watching the some show on TV at 9pm and felt the house shake for about 3-5 secs. It hit 4.6 on the richter scale. The wall and window next to me moved a bit and my wife and kids felt it...
  7. J

    Major Bank Mobile Lenders

    Hi formites Has anyone dealt with or know of mobile lenders via the major banks. FYI - I have been approached by a bank who require more mobile lenders (Melb) and although stability is important for me I am not sure whether this will be a bold move considering I've been broking for 5 odd...
  8. J

    Anybody bought a serviced apartment?

    Hiya Just wondering whether anyone in the forum has purchased a serviced apt and what experiences they wish to divulge - good or bad? I am familiar with LVR restrictions with banks however do these investments provide growth potential and are easily sellable in the future. Your thoughts...
  9. J

    Has anybody bought a display home?

    Hello I was looking around at display homes on the weekend and noticed a listing for around 15 displays homes from the builder they were quite well priced and were yielding 8.5% return for 1 or 2 years Just asking whether anybody has purchased one and what are the positives and...
  10. J

    The meaning of - MORTGAGE

    Do you know what Mortgage means: I believe Mort is a French word meaning "death" and gage means "pledge or agreement" So the meaning of the work Mortgage is an "agreement till death." http://wiki.answers.com/Q/What_is_the_meaning_of_the_word_mortgage Death-Pledge Interesting!! :eek::eek:
  11. J

    Another Fixed Rate Break Cost Scenario

    Hi guys My client opted for a 5 yr fixed rate loan 2 years ago with Suncorp to purchase an investment property with the plan to hold for 5 yrs. He has now changed his mind and sold it - settlement is in 2 weeks. Loan amount is $399k and secured against PPOR therefore he has a few options...
  12. J

    10th Wedding Anniversay ideas

    Hiya It's our 10th Wedd Ann on 9th jan and I would really like to surprise my lovely wife. I'm thinking a room in the city that can accomodate pampering packages, lunch, dinner and theatre at night. I am aware that tin and aluminium is the recommended gift for 10th year however I would...
  13. J

    Anyone Receiving Lump Sum Economic Security Strategy Payment?

    Hiya We are eligible for up to $2000 and tossing up what to do the the cash. I would love to spend it however the boss (wife) wants to save it :confused: What are you guys doing ????
  14. J

    Bonbeach...??

    Hello Anyone live or know about Bonbeach. I'm originally from Perth and not sure about the southern suburbs. Your comments are appreciated :D
  15. J

    Water guzzlers...!!

    Greetings A few weeks ago I witnessed an elderly couple a few doors down washing their concrete driveway and watering the plants for about 10-15 minutes :mad: The time was 7pm and this is obviously a big NO NO in Melbourne. So I reported them to the water authority the next day...
  16. J

    Sunshine North, Vic - any opinions?

    Hiya I have been in melbourne for nearly 12 months (love it :D) and looking at purchasing land to build our castle. Currently living in West Footscray and like it out west. There is a new development in Sunshine Nrth right on the river and would really appreciate peoples opinion on the...
  17. J

    The CBA reduces rates immediately by 100bps

    The CBA has announced they are reducing current variable rates across the board by the full 100bps effective 12/12/08. They did not waste any time and emailed their 3rd party brokers within 5 minutes of the RBA's decision. WOW....talk about taking the bull by the horns... Thanks CBA :D
  18. J

    Site costs on a sloping block?

    Hello I am looking at purchasing a block which slopes down from the street. There is an initial drop from the road of about 2 mtrs and the slope gradually descends from front to back by 2 mtrs. How much should I budget for site costs and what problems should I forecast for this type of...
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