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    What's the Secret!?! How do you find the time to post so frequently?

    Hi all, I've been meaning to ask this question for a while now... How do the regular posters on Somersoft find the time to post so frequently? Most of you appear to lead very successful and busy lives, combining family and investing with either managing your own business and or a...
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    Finance - work dilemma

    Hi all, I'm hoping the collective brain power here on SS forum might be able to help me with a dilemma of mine. To keep it brief: I'm currently completing my PhD. Up until now I have received an income via a scholarship ($35K per year for three years). In April, however, I entered my 4th...
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    Giving Kudos

    Ahhhh! I may be a little slow, but I've just worked out how to give a forum member "kudos", which equates to those little green sqaures you see at the top right hand corner of the post. For those who haven't figured it out yet, if you want to give someone kudos, you click on the measuring...
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    Night Owl

    OK, well I have entered into my final year of my PhD studies and the inevitable has finally happened...over the last couple of weeks I have slipped back into my old routine of working throughout the night, and sleeping during the day. For some reason, I've always done my best work at night...
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    Are banks still lending at a 97% LVR for investment properties?

    Hi all, Just wondering if there are any banks out there still lending to investors at a 97% LVR? I obtained a pre-approval from CBA for a 97% LVR a couple of months ago, now I have been told by my mortgage broker that CBA has changed its policy and is now only lending to investors at a...
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    How to establish the "market value" of a property

    Hi all, I'm currently undertaking some due diligence on some properties, and part of this requires that I establish their "market value", so I know the maximum price I will pay for them. I had a look through SS and couldn't see any threads specifically related to this topic. So I have a few...
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    Peter Sun - Accidental Millionaire free seminar tomorrow in Sydney

    I was wondering if anyone else has come across Peter Sun before or will be attending his free course tomorrow...? Link to the course here Personally, I've never heard of him so can't comment, other than to say that I'm not a big fan of this type of advertising, but others might have a...
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    Hotspotting or Timing the Market

    Hi Bigtone. Well done on your success - and by the looks of it you have acquired a few fans on here as well! ;) lol I have a question for you, which I was going to ask you on a previous thread, but thought I might be hijacking it; so instead, I have posted it here. You mentioned that your...
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    Where are we in the current Sydney property cycle?

    Hi guys, Well, it seems that there is a high probability that property in Sydney is set to grow in value again this year, with predictions from some commentators that we will be seeing capital gains of anywhere between 5% to 20% (IMHO we will see at least 10%+ growth). However, I have...
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    Invitation to participate in UWS study on Do-It-Yourself investors

    Researchers: Ms Lisa Perrone (PhD Candidate). Supervisors: Professor Margaret H. Vickers (PhD), Professor Debra Jackson (PhD). Organisation: School of Management, College of Business; Family and Community Health (FaCH) Research Group, University of Western Sydney. Details: DIY investors...
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