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Hi All, Can anyone point me in the right direction to find where I can get the unimproved land value of my properties? Baz

They can't be that's secret, I managed to get AMP's off the net and also 'picked up' a copy of bankwest's in my travels. The reason I haven't bothered any of you fine gents in a professional capacity is that I currently have 4 properties under construction so am fairly confident that I won't...

Thanks gents all sage advice.

Hi, I don't suppose that any of you kindly brokers out there have an excel copy of NAB's serviceability calculator that I might be able to play with? Baz

thanks for the advice

just the standard 21 working days for finance clause that is on the WA contracts and at the moment the bank keeps changing the goal posts in relation to what they want to confirm income etc etc, all of which is taking time

hi, Can anyone tell me if you are able to withdraw from a contact of sale in WA if the allocated time to organise finance expires without a formal decline from the bank? Thanks Baz

Thanks for that. Have adapted the spread sheet in the link and have got what I needed. Thanks again Baz

Evening all, Not really sure if this is in the right place but I thought the brokers might be able to point me in the right direction. I'm trying to find an offset account calculator that, if set up against an IO loan, will allow me to add back in or compound the monthly interest savings...

I know we are moving from the realms of logic to 'bank land' but surely given that you can opt out of NRAS when ever you want, the property is no different to one next door thats not NRAS. I don't see how if you have the serviceability to cover the loan that just because its being rented 20%...

If you are refinancing a NRAS property do you even need to tell them is NRAS?

Hi, I'm currently looking at undertaking a small development of 3 or 4 units in WA. Partly to raise capital and partly to reduce debt I am considering selling one or two off the plan. Does anyone know the ins and outs of doing this? In particular when and what amounts of money change...

thanks for all your help guys, looks like when im back in town i better get hold of someone to have a chat with baz

Thanks for the advice. Maybe a few more details are needed. The purchase for the land is approx $650k. i reckon that i could (just) get this on my own at a %90 lend based on current income and an existing develpment that is still ongoing. Where we would fall down would be the 800k need to...

Hi everyone, My question is for all the finance guys out there. Can anyone explain the rules regarding going garantor for a loan. I am looking at a development block and have the income to cover the repayments on a loan but don't think the bank will give me anymore money due to other...

thanks rick, am going to do that but was just kinda throwing it out there to get a few ideas so i can discuss different ideas with my accountant and fin planner. Baz

Hi, I'm looking for advice or suggestions on that would be the best, in terms of tax, structure for the ownership of multiple investment properties. We are currently building 3 house's on a block in partnership but when it is all finished we will have ownership of our PPOR and then 3 and...

Hi, Can anyone recommend a good property manager in Perth. Not to bothered by price more looking for Good service to me and my tenants. Thanks Baz

Thanks for all the feedback and advice guys. Guess it off to find a new broker to have a chat with. Baz

Hi, I'm looking for a little advice on whether a loc loan is the right way to go or not. We currently have a fixed rate loan of on PPOR and a interest only loan on a block that is currently being built on. The investment loan is secured against our PPOR. I'm about to purchase another...