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    Peter Spann- "Wealth Day 2004"- Sydney, March 13 2004

    Geoffw, In the advertising mails from Freemanfox, it emphesised that Peter Spann has changed his mind on and investment which he has been bagging for the last decade. Can you enlighten me and other forum readers as to what it was......managed funds(property and shares) or Network marketing??
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    home additions prior to settlement

    Thank you.
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    home additions prior to settlement

    Hi, I am considering buying an Ip to which I want to add a deck, pergola and a carport. I would like to begin my work as soon as the property settles (or prior). But since the title is not in my name(ignore trusts for the moment) until settlement, how can I get the plans for the property...
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    Paul Council...the Property Multimillionaire coming down...

    His name is Paul Counsel, not Council, based in Perth. Anyway Khurram, when and where is the seminar you make mention of? CB
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    bypassing council for approval

    Are there any means of bypassing the council when making an application for alternation to a dwelling? Is there someone who can approve it without the whole thing going through council eg: a draftsman? BTW, who is a private certifier? Can anyone recommend one in Perth please. CB
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    term deposit as 20% collateral for mortgage

    oki doki, got it!
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    term deposit as 20% collateral for mortgage

    Will any financial institutions take a term deposit instead of a cash deposit as security for a mortgage for an IP? Suppose an IP for 200K, and bank places a caveat over a 40K term deposit (20%) to replace cash deposit, and you obtain 160K loan. My thinking here is that you can kill two...
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    LMI limits

    Several replies to various posts have mentioned that mortgage insurers will be reluctant to deal once a loan is above 500K. Does this limit apply to each loan, or total borrowings? (and what is the workaround, apart from 20% deposit?).
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    What is a caveat?

    So how does one check on exhisting caveats? Is it shown on the title?
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    Property development

    Michael, In light of your response, I would like to know if the feasability study that you conduct before you submit an offer is a complete and thorough feas. study. Or, do you have an initial checklist of criteria which you check the site against, so that if you proceed with the purchase...
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    Property development

    Michael, If you know your market area well, and you are of the opinion that a piece of land is favourably priced, would you submit an offer even before doing your feasability study just to take it of the market? I'm talking about an offer with a eg: 10 day finance approval condition, in which...
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    joint tenants v's tenants in common

    Hi Richard, Your Q: does the 50/50 split of deposit between you and mum/dad indicate an understanding that you have a 1/2 share and each of your folks has a 1/4 share? Answer: Exactly! I want to proportion my rental income and expenses according to this split. Are you suggesting that a...
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    joint tenants v's tenants in common

    hi, i purchased an IP with my parents (3 parties on the title) and the title shows "joint tenants". When we bought the property, we arranged for me to put down 50% of the deposit and fees, and my parents contributed the other 50%, so we gave the bank a combined 10%deposit+fees. I...
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    jarrah floorboards

    hi there, I have jarrah floorboards in my IP. Naturally they are quite dark, which is not totally to my liking so I would like to lighten them up. Is there are product which will help me do this (Eg: a pigment remover or something like that)?
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    Doide/Eslick course

    hi meena, could you email me, i want to discuss this off-line. tanx cool bananas.
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    Doide/Eslick course

    I'm after the course manual from Eslick's/Doidge's Property Master class. I can't attend, so I'm willing to purchase from somebody the 480 page course manual. Does anyone have one and are they willing to sell it?
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