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An update, first thing this morning I dialled the branch number, got a call center instead. I said that I wanted an appointment to see the bank manager. "in relation to what matter" was the question asked. I said that I was going to shift all my insurance policies, investment portfolio, ppor...

Thanks Guys, I plan to take the day off tommorrow and visit my bank, some noise will be emmitting from an office. No reply yet from who ever the bank call centre was going to get to call me back. I will "GET" my reimburcement, "PLUS" on the over charge. My wife sits beside me at present...

Hi Folks, I know it has been a few months or so but I have been ill to say the least, "Diverticularitis, Ross River Fever and Plurasy" all at the same time". It has been rough, I have been lurking this forum from time to time, so I have been about. I know with some of the things I am going...

I had been wondering where Quiggles had been as I had not seen a post from him for awhile!!! regards John

And by drinking all that beer you have another increase, your waiste line!!! Lol John PS : speaking from experiance!!!!!

It gives you a sence of acheivement when your kids do follow advice or lets say follow your example. My daughter Tricia bought her unit with her cousin in January last year, Today at 4:00pm I got the call that her loan was approved to buy her cousin out. Her cousin today signed a contract on a 4...

Hi Guys, I have set my approach this way, I look at a prospective Ip as to what sort of Gross ROI I would acheive. Plus which is very important to me how much a week I will be paying on top of the rent taking into account rates, insurance, p/mgmt fees etc. The final figure that shows up on the...

Jamie thank you muchly, those floors, doors, and even the windows, Kev you must feel about timber the way I do!!!, just looks brilliant I can imagine the lacquer down highlighting all that beautifull rich grain. Toni really loves the doors and windows. Jamie thanks again Regards John

Sorry Kev, I have tried twice now to check out your photos, but each time I have gone to your link I get a picture of a camera in the centre of my screen and the computer freezes up and I have to reboot and go back to reconnecting and re logging back into the forum, must have something to do...

Thanx Acey, could always rely on you for a quick reply, have read both books mentioned and had just listened to Peter Spann a couple of weeks ago at BIG meeting. Have only been investing now for about 16 months and building 3rd Ip currently, other 2 have a gross ROI of over 7% so after tax...

"Man I should never have read this post" LOL, what a can of worms has been opened here! I thought it was just simple stuff, My first Ip was the seller's PPOR, second IP was the seller's IP with tenant in place,3rd Ip being built from the ground up. Have had QS's done hand to accountant who...

Hi Acey, I was just wondering in regards to point #1 in your post. The majority of property investors do not consider property investment as a business for generating wealth early in their timetime, they consider property investment as an alternate form of saving for retirement. Thus most...

I follow you now, oilbased paint on wall without preperation then acrylic paint painted over it, this will cause the peeling. I still suggest sealing the walls as others have suggested earlier. Oxidization is usually a result of exposure to weather, a sign of oxidization is when you run your...

Grubar30, your first question re flaking paint from some parts of the wall easily and other areas not, this why I asked the question re moisture as this is what happens. Your 2nd question re is oil based pain usually gloss, no oil based paint ranges from flat,semi gloss etc. 3rd painting...

Hey Thommo, my wife's parent's used to live out at Kelso and have sold up and moved further into town, next time I am up that way I may drop a line and pay you a visit as I have always loved your posts. Many Kind regards John

Hi Ebbie, I know where you are comming from, whilst I was renting I never ever asked anything of the landlord/s, guess the perfect tenant!!!. As I said I have never ever spoken to my tenants, always deal through PM, no that I do not care!!!! I have asked to ask a long term tenant through the...

Hey Thommo, your right there is a product out now that painted onto a roof no matter what type, tile, tin etc but will reduce heat inside the house conciderably. My mate just had a quote done and it was not cheap, I will try to get the name and come back to you all. Regards John PS...

Hey Bawley, Sunday was mother's Day, had the inlaws over plus all the kids (6 plus their better halves and grandkids), picture this!! We never deep fry as we are a bit of health nut's, but whilst away fishing up north staying at my sister's place who by the way is a brilliant cook, gave me a...

Thanx Kev, know Bray Park well and this place is very well located, the house needs some tlc but the owner wants out and is happy to rent back with house as is. But as I said to Toni, I have to see the place first. The owner is a fellow work mate of Toni's so the place has not been placed...

The best suprise I have had is how easy it is, I reckon it to a snowball gaining in size down a mountain side. The thing has it's own momentum gaining it's own speed. My wife "Toni" is dumbfounded at the sheer speed at which things are happening. We are on low incomes with a morgate on our...