Hi Folks,
I know it has been a few months or so but I have been ill to say the least, "Diverticularitis, Ross River Fever and Plurasy" all at the same time". It has been rough, I have been lurking this forum from time to time, so I have been about.
I know with some of the things I am going to say some of you will say "John never put your eggs in one basket". I am a very loyal and honest person and if you have followed some of my posts you would have gathered that.
Because I am such a loyal person all my loans, for PPOR and all my investment properties are with one bank, "I know gasp horror", you may ask "WHICH BANK", hint hint, my super is with the same bank, you may ask "WHICH BANK", all my insurance policies, cars,ppor,ips are with the same bank, "WHICH BANK". But I have found that loyalty means "NOTHING" to this bank. Remember I deal with no other bank, but one, "WHICH BANK"!!!!
Early this year I had a phone call from "WHICH BANK" a few months after settlement, "OH sorry John but we made an error of a few thousand $$$ setting up the loan and we are taking it out of your account tommorrow, just letting you know so that you do not get a shock when you next check your balance". My reply yeh fine honest mistake go ahead.
Month later settle on another ip, few months later settling on yet another ip and through the course of this I realise that I had been over charged $3500 in the setup of the previous ip loan. I take this up with "WHICH BANK" and the reply, "Oh yes sorry John there has been an error". 7 weeks later I am still waiting for my reimbursement!!!!! Want me to continue this nightmare!!!!!
A month ago my ppor was broken into, of all things taken, "My fishing gear" I pay top $ for my gear as I only buy things once so my gear is always top of the range. I have never ever had anything stolen from me before in my life so all this was new to me.I reported the incident to the police etc. I was in shock to say the least, so I never really had a good look at what was stolen. Weekend came around and the full extent of what had been stolen had hit home, not just fishing gear but power tools etc.
I had the Insurance company guide me in making a claim which belongs to "Which Bank" you may say!!!! My claim came to about $3000, now this was a month ago. Today I recieved a cheque for $400, I feel "SPAT ON" as I never even claimed for half of what I eventually found had been stolen. I phoned their call centre and they said that they will call back, guess what, no reply. "Well as of tommorrow all my policies will no longer be with "WHICH BANK", I have already spoken to my broker to move all my bussiness away from "WHICH BANK" , oh plus all my super!!!!
Thanks Guys for hearing me out
I feel better
John
PS my keyboard is suffering though!!
I know it has been a few months or so but I have been ill to say the least, "Diverticularitis, Ross River Fever and Plurasy" all at the same time". It has been rough, I have been lurking this forum from time to time, so I have been about.
I know with some of the things I am going to say some of you will say "John never put your eggs in one basket". I am a very loyal and honest person and if you have followed some of my posts you would have gathered that.
Because I am such a loyal person all my loans, for PPOR and all my investment properties are with one bank, "I know gasp horror", you may ask "WHICH BANK", hint hint, my super is with the same bank, you may ask "WHICH BANK", all my insurance policies, cars,ppor,ips are with the same bank, "WHICH BANK". But I have found that loyalty means "NOTHING" to this bank. Remember I deal with no other bank, but one, "WHICH BANK"!!!!
Early this year I had a phone call from "WHICH BANK" a few months after settlement, "OH sorry John but we made an error of a few thousand $$$ setting up the loan and we are taking it out of your account tommorrow, just letting you know so that you do not get a shock when you next check your balance". My reply yeh fine honest mistake go ahead.
Month later settle on another ip, few months later settling on yet another ip and through the course of this I realise that I had been over charged $3500 in the setup of the previous ip loan. I take this up with "WHICH BANK" and the reply, "Oh yes sorry John there has been an error". 7 weeks later I am still waiting for my reimbursement!!!!! Want me to continue this nightmare!!!!!
A month ago my ppor was broken into, of all things taken, "My fishing gear" I pay top $ for my gear as I only buy things once so my gear is always top of the range. I have never ever had anything stolen from me before in my life so all this was new to me.I reported the incident to the police etc. I was in shock to say the least, so I never really had a good look at what was stolen. Weekend came around and the full extent of what had been stolen had hit home, not just fishing gear but power tools etc.
I had the Insurance company guide me in making a claim which belongs to "Which Bank" you may say!!!! My claim came to about $3000, now this was a month ago. Today I recieved a cheque for $400, I feel "SPAT ON" as I never even claimed for half of what I eventually found had been stolen. I phoned their call centre and they said that they will call back, guess what, no reply. "Well as of tommorrow all my policies will no longer be with "WHICH BANK", I have already spoken to my broker to move all my bussiness away from "WHICH BANK" , oh plus all my super!!!!
Thanks Guys for hearing me out
I feel better
John
PS my keyboard is suffering though!!