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Hi all, I own a property in Cairns (large block, single dwelling up one end) and am looking to put a 2nd house on the block. Does anyone have recommendations for town planners in Cairns and any companies that do removable houses there? Deepmarine

At this stage of the investment process, I can hold around 2-4 extra IP's while renting where I live than if servicing the PPOR debt for the same place. I believe that I'll be better off in say 5 years by doing that, and then might buy a PPOR for sentimental reasons.

I read this alert a fair few weeks ago and don't have it in front of me currently, but my reading at the time is that the ATO will look at the purpose of the transaction to determine whether its a wash sale. So if you're transferring a basket of securities into a trust and there is a loss on one...

How does the saying go? - If you owe the bank $100,000 and don't pay, its your problem. - If you owe the bank $100,000,000 and don't pay, its their problem.

It isn't a fund. It is just a Warrant by another name that starts off unlisted and has the option to progress to a listed warrant (Macquarie themselves state this in their PDS). Read the fine print of the PDS and it has the same / similar break costs as a run of the mill protected loan that...

Hi Mooze, I'm currently enrolled in the CFA Level 1 for this December. I work in a Financial Markets front office role. All 3 are completely different kettles of fish. A CA / CPA would allow you to work from home part time if you wanted to be say an accountant (you say you're doing your...

Welcome to the Diesel / LPG conversion: http://www.autospeed.com/cms/A_110053/article.html Imagine a Diesel / LPG / Electric hybrid! You'd be able to take a 2L turbo diesel golf, have 130kw and also get 1400kms to a tank...

I live in Surry Hills - so pretty close to you. I use the UNSW gym over in Randwick....it's a 10 min drive, but there is always parking, its cheap, big, open seven days, and flexible membership options. http://www.lifestylecentre.unsw.edu.au/

Have you actually done the figures on leasing a 150K car? I ran the figures on a 112K car only a few weeks ago: Over 5 years it is around 2.5K per month with a 32K residual. Over 1 year it is 4.4K per month with a 74K residual. Neither of those are particularly attractive options to...

I'm the over-analysis king when it comes to purchases and I don't believe in using organisations because there is so much good free info out there once you learn to look (although I can understand that for some people who are less certain they may offer some re-assurance - but fundamentally I...

My suggestion is half way between buy it and don't buy it (if you really want to splurge): 1. Go for something a little more sensible $$ wise but still a great reward. I.e. I'd buy a current model Audi A4 Quattro 2L turbo with only around 10,000 - 20,000 kms on the clock (around 55-60K). Or...

Hi Kenneth, Your posts seem to follow an interesting numbering system I've noted - not bad just interesting! Let me reply accordingly: 1. Absolutely - I think the world is entering into a new era - geopolitics, resource depletion and scarcity, and man's increasing impact on the natural...

I'm a property and stockmarket investor and cheering that Labor got in I'm sorry but it is somewhat naive to think that market falls will result as a move to the Rudd government. I believe that the reason this Nation with such a great economy tossed aside the "great Party" is because the...

I've been using internode for about 12 months, no complaints, I'd say that its up 99.5% of the time, if not constantly over the last actual 6 months.

Awesome thread! Please keep em coming. I've always been keen on a semi retirement lifestyle of sailing around the pacific but the partner has been adamant that she's not keen on sailing (I've done some sailing as a kid). A powered Cat could be just the option for us - I'd never thought about...

Hi all, I'm after a referral to a savy accountant in Sydney to set some trusts/companies up for my Partner and I and help with managing them moving forward. Specific requirements are as follows: 1 structure for "riskless" assets (assets such as shares, units in managed funds, Warrants...

Welcome to capitalism. Reckon you could put the rent up to 340 in 6 months? Cold heartedness aside....they chose to take the offer.

I just checked out the website of the company named at the bottom of the article. Universal Wealth Creation http://www.universalwealthcreation.com/ And - look they've got a wealth creation forum! Check out one of the insightful and helpful wealth creation posts! (please note my sarcasm)...

They're petrol, but both are very efficient in the scheme of things. It depends on how much you want to spend: If I had a budget of 15K and wanted low cost / low hassle motoring, I'd probably buy a 2nd hand honda civic or corolla. Despite being petrol, still pretty efficient. If I could...

Particulates - yeah I think so. Modern filters have improved things a lot though. Also since you use less I think it might be slightly better on the CO front (would need to check that though) Diesel pumps are generally a lot greasier than Petrol as well - you sometimes need to use paper...