With wbc they are quite aware fo when someone threatens to move and isn't in a good posn to do so
Lvr etc can be a major consideration as to what they will hold onto
Ta
rolf
3 & 5 year fixed rates thread
- Thread starter JIT
- Start date
With wbc they are quite aware fo when someone threatens to move and isn't in a good posn to do so
Lvr etc can be a major consideration as to what they will hold onto
Ta
rolf
I'm out at the moment om the iPad. If you send me a pm, so I don't forget, I'll give you all the info. Oh and while we're discussing this, I got a call this morning to confirm all is well and the rate.
I also called WBC today asking for 5.59% (Pro Pack). She is getting back to me, but seemed to be OK.
Skater - did you go for the rate lock ? any chance of a freebie ?
I'm waiting on documentation from same.
Aaaaaaand I just fixed mine with WBC over the phone too! Nice.
Ensure to rate match with STG/BOM to get 5.59% 3 year fixed.
Fixed rates -yee haa
Hiya
Don't quote me but a little bird whispered in my ear to wait till this Friday...a major bank mayl cut their 3 year fixed rates so much they will be the price leader (and i have one loan with them and will refinance another if this happens...)-i see tiger stripes in my dream
Hiya
Don't quote me but a little bird whispered in my ear to wait till this Friday...a major bank mayl cut their 3 year fixed rates so much they will be the price leader
(and i have one loan with them and will refinance another if this happens...)-i see tiger stripes in my dreamunlikley
loan will need to be fully drawn, then tick and flick...........unless u are with one of them sad lenders that wants a full loan app for any variation at all
t
arolf
Hiya
Don't quote me but a little bird whispered in my ear to wait till this Friday...a major bank mayl cut their 3 year fixed rates so much they will be the price leader
This is interesting cause the cost of funds have gone up in recent weeks that at least one lender has put their 3 year fixed rate up.
3 year swaps seemed to have bottomed out in June/July, but this may not rule out a "special deal" like the WBC 4.99% one a few years ago.
If the bank that you're with doesn't come out with this low rate, or won't match it, then it's no good to you though.
And if you try to re-finance to the bank with the special deal and your application gets rejected, you run the risk of your existing banks' rates going up while you wait... and the move up may be bigger than you expect.
ING are increasing their 2 and 3 year fixed rates effective from the 17th August... very interesting.....
