BV why did you wait till 40 before you began to procreate?
I had always wanted to begin at 30 and hence my constant consternation at my plight.
I was never in a hurry to have kids or get married. Too immature, too selfish, and basically not ready to take on the responsibility without giving it 100% commitment.
When my wife and I did finally get married, we decided we didn't want to have kids immediately - we wanted some time for just ourselves first.
She was 23 and I was 33 - I had a very full-on Proshop business, and my wife was in full swing with her nursing career, so we were time poor as well.
Then, we decided to have one child after 7 years of marriage.
Then, we decided to move overseas so my wife could work O/S before our son got to school age, then have another child when we got back...It was meant to be an 18 month contract/trip, but ended up being 3 years.
So, no.2 son ended up coming on the scene a bit later than we had planned.
Our daughter was a bit of an accident, but we are thrilled to have her.
So; there you go; that's what happens in life - you have a plan, but life gets in the way!
My advice is don't sweat it. There is plenty of time.
The right girl will appear when you least expect it; you cannot force it, and to do so would most likely end up in tears.
I would buy a better car, and a decent lounge suite and bed setting though if I were you....