Taking a horse to water...means all I can do is show you how, but I can't force you to save money.
All I do and say here is with the best intentions. We have learned lots of lessons, and try to show others, they do not need to.
Having property is great, but why bother if you don't make money.If it is neg geared too long, and you need to sell ..what is the point.
Everything I say, whether you think is negative or not, is not personally directed at you..unless I say it is.