I have a question for Brett too - does EBM offer multi-policy discounts?
Dont think so, at least we didnt get one.
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I have a question for Brett too - does EBM offer multi-policy discounts?
Dont think so, at least we didnt get one.
Dont think so, at least we didnt get one.
I didn't get any discounts either, and I insured 2 properties at the same time with them....
Question Brett: Does EBM offer PPOR policy cover?
Peter 14.7
Yes, for RentCoverUltra we do. If you have 5 or more properties insured (which can be made up of any of the landlord policies) then RentCoverUltra is discounted. What we can't do is discount RentCoverPlatinum or RentCoverShortTerm (but they can be counted in the "5").I have a question for Brett too - does EBM offer multi-policy discounts?
Dont think so, at least we didnt get one.
I just had two policies come up for renewal in Rockhampton and was going to switch to EBM from Terri Scheer until I got the quote.
Apparently premiums recently went up for properties above the 26th parallel and I was quoted over $2100 for RentCover Platinum (building + landlord).
The building portion alone was over $1900. This compares to well under $1200 from Terri Scheer.
Unfortunately the price differential is a bit excessive to consider switching at the moment.
I was currently with Allianz but had to up our building sum insured for
Got a quote with EBM and Terri S - Terri S was $250 cheaper so I went with them
Terri S was $250 cheaper so I went with them
I am just about to claim for unpaid rent with EBM.Will advise how we go as this will be the 1st claim,EBM state 5 day payment,i hope so!!
I find that hard to believe. I found the opposite! Are you including both TS policies??? LL building and LL preferred? My Allianz policy has gone up since last year but when I did a comparison 12 months ago it was $711 v $985 for same SI (and calculations for what SI was required was similar). Mine has jumped to $819 this renewal ... I suspect the discount I got for setting it up on line does not apply to renewal!
As said by beachside, if you are comparing EBM's RentCoverPlatinum which includes both building insurance and tenant risks, for a comparable quote you need to add two TS policies together, their "residential building insurance" AND their "landlord preferred". Otherwise you are talking about two different types of policies altogether.
I'd be interested to know, as unless it is a property above the 26th parallel (where premiums are all over the place), I am not aware of areas where EBM would be more expensive than TS, at least not significantly.
At this stage only via the call centre. In regard to the TS 579 vs EBM 1026, I can only assume the TS policy is not including the landlord insurance policy as well, you couldn't get a building plus landlord in Sydney for 579 as the landlord preferred policy on its own is 382.My LL insurance is with a mix of TS and TICA (TICA for strata properties). I run my renewals through EBM's calculator each renewal and its been similar but always more expensive... sometimes by $100 sometimes by $350+.
I just did a renewal for a property in western sydney (2747), building insurance with TS was $579 pa, EBM was $1026. TS etc will be renewing with multi policy discounts in place so I suspect thats why as EBM;s would be assuming a single policy.
Brett, is there a way to get a multi policy quote online or is via call centre only?