Landlord Insurance Company recommendations

[newtothegame]

Hi guys,

Sick to death of my current insurance company hiking the prices on our landlords insurance premiums. Can anyone recommend a company that has competitive pricing, yet also provides comprehensive landlords cover? I.e House + minimal contents (enough to cover floor coverings/curtains etc) + loss of rent?

Cheers

 

[newtothegame]

Should have mentioned I am currently with GIO

 

[DaveM]

EBM Rentcover

 

[The Fence]

EBM Rentcover

^^^^^^^^^^
Yep !

 

[zimby]

^^^^^^^^^
Double Yep!
Speak with Brett, I think SS's Get a discount

 

[Aaron Sice]

well that's just plain cool....!

i've had good experience with AON/CGU in the past.

 

[DEC]

EBM Rentcover

But wasn't it decided that they to do not cover damage to the premises unless its walls and doors kicked in?
They wont cover piles of rubbish, filthy to the point of needing replacement carpet etc etc as this is deemed fair wear and tear or untidy tenants?

 

[DaveM]

But wasn't it decided that they to do not cover damage to the premises unless its walls and doors kicked in?
They wont cover piles of rubbish, filthy to the point of needing replacement carpet etc etc as this is deemed fair wear and tear or untidy tenants?

In my case it was Terri Scheer that had that policy, I am moving away from them to EBM

 

[impala67]

In my case it was Terri Scheer that had that policy, I am moving away from them to EBM

EBM? - are prices competitive Dave, or thereabouts?

 

[DaveM]

EBM? - are prices competitive Dave, or thereabouts?

Some dearer some cheaper depending on property, all up about $100pa combined for EBM

 

[Cherry Pro]

EBM, for us too, we are moving from GIO to EBM as they come up for renewal.

 

[Pleasure Paulie]

^^^^^^^^^
Double Yep!
Speak with Brett, I think SS's Get a discount

How do I get into contact with Brett?

 

[allsuccess]

On top of EBM Rentcover, do you get building insurance as well?

I'm with Allianz landlord insurance.

 

[scoobadu]

I've done the research and will also be moving from Terri Scheer to EBM when the current cycle finishes.

 

[brettc]

How do I get into contact with Brett?

I usually lurk somewhere nearby

Feel free to message me and I will help where I can.

 

[brettc]

On top of EBM Rentcover, do you get building insurance as well?

I'm with Allianz landlord insurance.

RentCover has a number of products for permanent rentals.

RentCoverUltra - cover against tenant-related issues as well as $50,000 landlords contents against defined risks (fire, storm etc.) and $30 million liability

RentCoverPlatinum - same as RentCoverUltra but also defined risks building insurance up to your nominated sum insured

Building & Contents only - defined risks cover for building & contents without cover for tenant-related issues

 

[Sez]

EBM, Terri Scheer or Property Insurance Plus .

 

[Rhinsor]

How much is the discount with EBM? I'm paying just over $840 a year compares to their online quote of $778.

 

[coolcup69]

Hi BrettC

I have a policy with EBM insurance on my investment property which has about 6 months to run. I have recently sold said investment property - is it possible to get a refund from cancelling the policy as I no longer need it?

Cheers

 

[DaveM]

Hi BrettC

I have a policy with EBM insurance on my investment property which has about 6 months to run. I have recently sold said investment property - is it possible to get a refund from cancelling the policy as I no longer need it?

Cheers

Yes you can cancel any time, there is an up to $33 admin fee, you should get a pro-rate refund