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we charge around $20 and with us the building and landlord protection is all under 1 policy.
I would imagine that depending on the broker others may charge up to $50 but I wouldn't go to one of the internationals as they will have generally inexperienced staff. If you can get / find someone like us, small enough to care, but to be honest we are very rare. Most will probably just refer you to real estate agents or property managers, or Terry Scheer, but then you don't get the advantage of our wide range of insurers or specific attention. They wont tell you the faults in their policies, whereas we have nothing to lose, as we deal with them all, so if you don't like 1 we can put you with another
I had claims with Terri, and had no problems..
but their building insurance is expensive..
I am looking at going with GIO with both house and landlord insurance.. anyone got feedback on GIO?
I am with Comminsure, as per GIO I read every word of the terms and conditions and am satisfied with the policy.
HI
I think CBA is the best up to know, if you compare with others
zaman
comminsure seems to be twice the price!
GIO does cover up to 14 weeks of 'unable to access property' rent.
I can't remember the exact quote from GIO but they and comminsure were on par in terms of pricing. Interestingly my comprehensive car insurance was $500 cheaper per year with comminsure than the same policy under GIO.
My premium is around $700 with comminsure which covers the building at $300k, rent at $530pw, 20k contents, and covers theft, accidental glass breakage, fusion, loss of rent, malicious damage or theft by tenants... excess $300.
This does seem to be twice the price of oracles insurance, although both GIO and Comminsure (the only two insurers I received quotes from) gave me very similar quotes.
I have to wonder how NRMA can afford to insure landlords insurance including the building for $350. On our PPOR the building only insurance alone costs this much.
edited to add... I just got a quote from NRMA for buildings only and it came out at $370.
I had claims with Terri, and had no problems..
but their building insurance is expensive..
I am looking at going with GIO with both house and landlord insurance.. anyone got feedback on GIO?