Oops, sorry I did not mean to generalise on any generation, as I don’t think that either fair or accurate, however I do believe that a lot of generations, do get generalised. Another generalisation that I have heard, is the 80 20 rule. Now I wonder if nothing else, that generalisation, fits all generations. Yes the BB ers were considered the achiever’s by hard work, however how well did the retain or benefit from their hard work. Like the Y geners, that are considered to put lifestyle before work. nhg your comment about burning out, while you seem not to be a so called typical Y gener, yes finding the balance should be the goal. However you do seem to have ambitions, and seem prepared to do some thing to achieve, where as I believe the generalisation of the Y geners is not that. Sadly a few Y geners I know, are just hanging out to collect an inheritance, from one of the achieving BB ers. Anyway, enough of that, and well done on your achievements. At the end of the day, I believe we must all take responsibility for our lives, which include the today stages, as well as the tomorrow stages. I also believe that our self values should be encouraging us to believe we "earn" what we "earn". Oopps sorry, I will get off the box now.