Hello All,
With the banks reducing LVR from 95% to 90%, my pre-approval is no longer valid (according to the bank).
I have a deposit of $30000 saved EXCLUDING the FHOG. I'm looking to buy around $400K to $430K. I've realized that I need the services of a Mortgage Broker primarily for:
1. Finding a loan suitable for me (given my circumstances)
2. Advice on prices in different suburbs (sold prices, suburb prices, street prices)
3. Loan strategies (IO, P&I etc. given my circumstances).
4. MB that I can meet in person, is patient and is able to guide me through the whole first home buying process.
5. Deals with the bank directly instead of me having to deal with the banks.
6. Can hopefully get me a loan with slightly higher LVR (if at all possible).
Please reply/PM if you can help. Thanks in advance.
With the banks reducing LVR from 95% to 90%, my pre-approval is no longer valid (according to the bank).
I have a deposit of $30000 saved EXCLUDING the FHOG. I'm looking to buy around $400K to $430K. I've realized that I need the services of a Mortgage Broker primarily for:
1. Finding a loan suitable for me (given my circumstances)
2. Advice on prices in different suburbs (sold prices, suburb prices, street prices)
3. Loan strategies (IO, P&I etc. given my circumstances).
4. MB that I can meet in person, is patient and is able to guide me through the whole first home buying process.
5. Deals with the bank directly instead of me having to deal with the banks.
6. Can hopefully get me a loan with slightly higher LVR (if at all possible).
Please reply/PM if you can help. Thanks in advance.