Property Insurance Plus excess
- Thread starter Burramys
- Start date
What, no one in their service centre answers the phone when you call the toll free number???
Without getting involved in a discussion on the actual cover etc., I would have to ask why you would persevere?? If you can't get simple answers to your queries when you are considering taking out a policy, how much confidence would you have that claims would be paid promptly should you suffer a loss? Policy conditions and premiums are important, but service levels are (or should be) paramount. Personally, with anything, I would never deal with a company that can't provide pre-sale service, as the after-sale service is likely to be even worse.
Valid points. PIP have a good cover and I'm curious about the excess.
Just called EBM who told me that QBE is the underwriter and due to the age of the house I enquired about, there is a loading. House was built in about 1940, has been rewired, replumbed, is in very good condition, but the insurance is $400 higher than the renewal I'm comparing it with.
Two houses, one policy just increased by a few hundred from last year and new premium is $1967. EBM want $1395 just for one of the houses.
Plan on ringing around now and seeing what I can do to get the premium down.
Two houses, one policy just increased by a few hundred from last year and new premium is $1967. EBM want $1395 just for one of the houses.
Plan on ringing around now and seeing what I can do to get the premium down.
Unfortunately that 70 year rule is a kicker with us, one we can't get around. It's a long way from perfect as there would be younger properties probably in worse shape, but always hard when you're trying to cater to the majority.
It IS a real kicker. I've also tried Terry Sheer and it is also higher than Suncorp. I'll try a few others before I call Suncorp and see how much I can reduce the premium by.
And you are right. These houses are like new insofar as new wiring, new plumbing, well maintained. Frustrating...
