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between 7-8 working days at present. If finance clause is expiring before then the file can be escalated but I'd say even then 3-4 days.
Sometimes a file can get lucky and be worked on over a Saturday and it saves a day or 2 off normal times.
Gosh, it seems a long time. so it will be streching the 14 days allowed in the contract for finance. Maybe I should be asking another bank as well in case they don't go through with the loan?The days I was refering to are working days BTW. They are pretty spot on with that also, Although the quality of some assessments lately have been pretty poor. After a few arguements I have found that desirable outcomes are forthcoming.
I guess now that us MB's are on lower commission schedules they feel we have to work harder for out money. Seems fair I suspose
unless You Get An O/s Assessor, Who Will Come Back With 15 Conditions On Their Aip.
Gosh, it seems a long time. so it will be streching the 14 days allowed in the contract for finance. Maybe I should be asking another bank as well in case they don't go through with the loan?
A hot tip - dont go through ANZ Mortgage Direct in Melbourne because my experience has turned into 45 days pre-approval and not meeting deadline on settlement on a property after having all required info to him, two days after offer and acceptance signed.
What are you still doing with them you may ask? Promise after promise of delivery and you get to a point of no return.
All I am saying is - if it is pre-approval shop around at the same time. If it is to get approval advice, ring them every day and put it in an email to them.
Good luck - I trust you are luckier than me!!
I thought that ANZ Direct was shuting down....maybe thats your answer
Hiya TB
U mean a mono product sales person : )
ta
rolf