Reply: 2.1.2.1.2
From: Brett Burt
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There are also housing co-operatives that will lend down to $1000 and up =to $115,000 on 95% LVR with 30% DSR and all debts 35% --- and even if =you are on unemployment benefits, or Centrelink benefits. Unfortunately =income must be less than $55,000, loan are over 23 yrs and house value =must be under $185,000 but this may increase with government lobbying. =BUT very easy to get a loan though if you fit the criteria as they are =the originator and source of funds, no LMI.
For loans above %115k, they have personal finance. Cheap fees. eg fee =on say a $30,000 housing co-operative personal finance loan is $50 at =6.5%. Cumberland Home Loan Group is made up of Parramatta & Distirct, =Hornsby and Coastal, Fairfield, Ettalong, & Central Coast Housing =Co-operatives. All non profit and they will do ip loans as well as home =loans. Office at Penrith, Parramatta, Hornsby and Gosford where I =live... 02 43234033.or
[email protected].
Brett
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There are also housing co-operatives that will lend =down to
$1000 and up to $115,000 on 95% LVR with 30% DSR and all debts 35% --- =and even
if you are on unemployment benefits, orCentrelink benefits. =Unfortunately
income must be less than $55,000, loan are over 23 yrs and house value =must be
under $185,000 but this may increase with government lobbying. BUT very =easy to
get a loan though if you fit the criteria as they are the originator
andsource of funds, no LMI.
For loans above %115k, they have personal finance. =Cheap
fees. eg feeon say a $30,000 housing co-operative personal =finance
loan is $50 at 6.5%. Cumberland Home Loan Group is made up of Parramatta =&
Distirct, Hornsby and Coastal, Fairfield, Ettalong, & Central Coast =Housing
Co-operatives. All non profit and they will do ip loans as well as home =loans.
Office at Penrith, Parramatta, Hornsby and Gosford where I live... 02
43234033.or
[email protected].
Brett
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