BTW, Just referred on by my friendly CBA Bank mgr to an excellent firm for dealing with Insurance on this kinda thing....Here is the story from one Insurance guy to the next....... This is for a normal 2 story house that we have converted into 7 bedrooms with 7 unrelated people in it. It all happened over the last two days.....
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We contacted the recommended, Mr. Insurance, and found him well, kind of a Shrek without the nice side.
Also called up his related Broker office and spoke with a "specialist". Same reception. She was really forceful, "U can't do this, U have to do that, we wont allow that...blah, blah, blah" They wanted a $7000 wiring scheme and certificates and who knows what, then they were going to add $2000 a year for the insurance!
So, I thought, there has to be a better way. Others must be covered and NOT using Mr. Insurance and associates.
So I called up my friendly CBA Bank manager, who is about the best Bank guy I have come across EVER, and he gave me the following contact:
Company XYZ....General and Fire Insurance.
Well, what a pleasant change! "Yes, we can help with that. No problems"
Then over the next day or two, they rang around about ten different Insurance companies and found 3 that would be happy to cover us, with 7 unrelated people in a house. No need for any re-wiring and certificates and who knows what else.
Plain simple policy...And it costs $967. So that was a pleasant change also.
U see Mr. Insurance and co. are using the age old Insurance tactic of FEAR! "Frighten them enough, bamboozle them with FACTS and they will pay anything you ask!!"
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So that was the story of my first venture in to Insurance for a multiple dwelling house. U just gotta make the right contacts.
If anyone is interested to know the "nice guys", pls message me and I shall be happy to chat.
Oh, and apologies to Shrek for any improprieties in comparisons made.
Cheers,
John Bradshaw
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We contacted the recommended, Mr. Insurance, and found him well, kind of a Shrek without the nice side.
Also called up his related Broker office and spoke with a "specialist". Same reception. She was really forceful, "U can't do this, U have to do that, we wont allow that...blah, blah, blah" They wanted a $7000 wiring scheme and certificates and who knows what, then they were going to add $2000 a year for the insurance!
So, I thought, there has to be a better way. Others must be covered and NOT using Mr. Insurance and associates.
So I called up my friendly CBA Bank manager, who is about the best Bank guy I have come across EVER, and he gave me the following contact:
Company XYZ....General and Fire Insurance.
Well, what a pleasant change! "Yes, we can help with that. No problems"
Then over the next day or two, they rang around about ten different Insurance companies and found 3 that would be happy to cover us, with 7 unrelated people in a house. No need for any re-wiring and certificates and who knows what else.
Plain simple policy...And it costs $967. So that was a pleasant change also.
U see Mr. Insurance and co. are using the age old Insurance tactic of FEAR! "Frighten them enough, bamboozle them with FACTS and they will pay anything you ask!!"
===================================================
So that was the story of my first venture in to Insurance for a multiple dwelling house. U just gotta make the right contacts.
If anyone is interested to know the "nice guys", pls message me and I shall be happy to chat.
Oh, and apologies to Shrek for any improprieties in comparisons made.
Cheers,
John Bradshaw