Bayview,
Aren't interest rate reductions great!!! Love....it...in a period of a months just put 7k in my pocket instead of those pesky b(err w)ankers.
Hey can relate to payment plans...apparently because I made too much CF from properties...the ATO in their infinite wisdom have hit me with a pesky some of PAYG $800 p/qtr....gave them a spray when they wanted to charge interest because it was late. I told them I would be better off leaving my job and go on the dole....that way they would lose the 60k in PAYE income tax. The quickly made an agreement that no penalties and gave an extension on my late tax return!!
I did usual going off my nut with govt bureaucrats.