Now - living in remote area, in company supplied home, with 2 kids - purchased IP 2 and 3 last year...cashflow tightish, but not uncomfortable....hanging out to get #4, but need some more CG first, and the kids to get older, so can bring in an income again! Talk property with my dad and brother...
5yrs ago - Got married. Work transfer to the bush - PPOR became 1st IP, living in supplied housing. Started taking real interest in buying IPs, but having just had 1st child, and income halved...was just out of reach (but in hindsight not impossible). Should have taken dads advice and got in sooner! (Thanks dad! )
10yrs ago (nearly) - bought first PPOR with then fiance, on graduate wages - was the best we could afford, without over-streching...crappy loan - but was all we could get! Paid any surplus cash into loan and home improvements.
15yrs ago - Graduated high school, then uni...worked part-time/casual in fish shops through school and uni...no HECS debt at the end. Traveled a bit. Always keen to save money, and never a big spender. Lived at home, but paid my own way otherwise.
20yrs ago - Primary school...
5yrs ago - Got married. Work transfer to the bush - PPOR became 1st IP, living in supplied housing. Started taking real interest in buying IPs, but having just had 1st child, and income halved...was just out of reach (but in hindsight not impossible). Should have taken dads advice and got in sooner! (Thanks dad! )
10yrs ago (nearly) - bought first PPOR with then fiance, on graduate wages - was the best we could afford, without over-streching...crappy loan - but was all we could get! Paid any surplus cash into loan and home improvements.
15yrs ago - Graduated high school, then uni...worked part-time/casual in fish shops through school and uni...no HECS debt at the end. Traveled a bit. Always keen to save money, and never a big spender. Lived at home, but paid my own way otherwise.
20yrs ago - Primary school...