ive been recommended Terry Scheer a few times but have found them too expensive,
I rotate between EBM and Ray White (Alliance), half the time they are cheaper then eachother (after discounts) for builidng+Landlord
EBM
pros for EBM is they have no excess for LL claims, plus you get 2 months discount if you mention their promo
cons- upfront payment
Ray White
Pros- allow you to pay monthly, gives you multipolicy discounts
Cons- excess for LL is $500-$600
whats everyone else do here,
im thinking of moving all my business to EBM because of hte no excess for landlords insurance, as at say $250 per week, youd' have to claim 2 weeks before the excess would be worth it, and since my portfolio is the lower price scale
to me the biggest priorities are price and lower/no excess
I rotate between EBM and Ray White (Alliance), half the time they are cheaper then eachother (after discounts) for builidng+Landlord
EBM
pros for EBM is they have no excess for LL claims, plus you get 2 months discount if you mention their promo
cons- upfront payment
Ray White
Pros- allow you to pay monthly, gives you multipolicy discounts
Cons- excess for LL is $500-$600
whats everyone else do here,
im thinking of moving all my business to EBM because of hte no excess for landlords insurance, as at say $250 per week, youd' have to claim 2 weeks before the excess would be worth it, and since my portfolio is the lower price scale
to me the biggest priorities are price and lower/no excess