Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
No refinance cost involved ( ie discharge title etc...) but they will charge you to change product, re-asses your file or to lock in the rate etc...
Are you on a break free package right now? the 5.80% is for break free clients ( new and existing)
Regards
Michael
aaron, you only pay the break costs if interest rates go up.
aaron, you only pay the break costs if interest rates go up.
fair enough
I just remember breaking with SGB several years ago and I only paid several hundred dollars
Could go lower, RBA should cut rates next month and a few more cuts expected this year.
Europe is still a basketcase and is 40% likely to go into recession. Rates could be low for a while to stimulate our economy
Alex
Also, be aware that if u want IO fixed, this is a FULL loan application, so u want to make sure of
1. Your vals are ok ! perth has been a bit so so
2. Your serviceability is ok
If either come short you have wasted ur time and CRAA hit
Get the vals upfront and get the broker to do servicing AND show you its ok
ta
rolf
Alex
Also, be aware that if u want IO fixed, this is a FULL loan application, so u want to make sure of
1. Your vals are ok ! perth has been a bit so so
2. Your serviceability is ok
If either come short you have wasted ur time and CRAA hit
Get the vals upfront and get the broker to do servicing AND show you its ok
ta
rolf
Hi Rolf,
is this "Full" loan application required even when you are going from variable to fixed with the same bank?
thanks
Offered 6% 3yr fixed by the NAB today in general discussion with a branch manager ... but (okay, so I know them personally) was advised to hold off for a couple of months for sub-6.
This is not gospel advice ... but I wasn't going to fix unless they were sub-6 anyhow, so no skin off my nose if they don't.