Hi - hoping people could provide their input on the above. also - is anyone with CBA - chasing fixed rates?
Thanks, Matto
Personally 3 years suits because we have a baby so the wife is not working and will only return to part time for a year or so. 2 years is not quite worth it in my eyes and 5 year rate is still up there.
I just make the phone call and ask for a better rate and I give them a few examples of similar offers. I haven't reached the point where I have to threaten to move. Maybe I'm not pushing hard enough.