If that is replicated more broadly, that is a good signal that not only the Aus but global economy is getting over the worst.
It's been interesting to watch the DJI over the last few months
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If that is replicated more broadly, that is a good signal that not only the Aus but global economy is getting over the worst.
Hi
I see that AMP are offering 5.99% for 2 and 3 year investment loans. The 1 year rate is 6.09%.
There is an annual fee.
Tony
It's been interesting to watch the DJI over the last few months
Totally agree. Like everyone else, I don't have a crystal ball but my gut feeling is that they'll follow suite shortly. They're also getting slammed with all of the fixed rate business they're receiving at present.Agree, still good rates, but I suspect you'll need to utilise the rate lock fee, as you wouldn't want to wait until settlement (however efficient the other bank is to discharge) given the environment of increasing fixed rates. This becomes even more problmmatic (and expensive) if you are moving over multiple loans.
From AMP---
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2 and 3 year fixed rate increase Satuday night 11.59pm
Hi All
- Home Loan - fixed interest rates increase
2 year fixed rate loans increase by 0.15% p.a - 6.14%
3 year fixed rate loans increase by 0.20% p.a - 6.19%
Deals submitted prior to this time can be rate locked at 0.15% of the loan amount. Any deals in the system that have not locked and now wish to do so will incur a 0.25% of the loan amount.
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My broker advised me about 6 weeks ago that fixed rates were likely to go up so I fixed all my loans to either 1 or 2 years. I now notice that AMP, Suncorp and Westpac have gone up since. I getting a felling that CBA and NAB are not far away from lifting their's as well.
It's great to have a pro active broker!!!
so is it too late to fix?
how long would it take to fix 50% of a loan with westpac
so is it too late to fix?
how long would it take to fix 50% of a loan with westpac
St George has just cut it's fixed rates. Copy/pasted email below.
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As a special offer for a limited time we're reducing 1, 2 and 3 year Fixed Rates to 5.99% p.a. under the Advantage Package!
These rates are available in conjunction with the current $700 Refinance Rebate campaign for Packaged refinance applications where the loan amount is greater than or equal to $250,000. Learn more ...
The new rates (shown below) are effective from Monday 16 April 2012 for new customers as well as existing customers switching into a new fixed rate.
I hate that Westpac owns St George, yet Westpac's 3 year fixed rate is .54% more at the moment (or .34% with the professional package). It's just a joke! I hope they'll price match.
they also own rams, peppper and have a hand in a few others
they wont match on fixed rates ..........
Your best bet is to move if you can
ta
rolf
St George has just cut it's fixed rates. Copy/pasted email below.
----------------------------
As a special offer for a limited time we're reducing 1, 2 and 3 year Fixed Rates to 5.99% p.a. under the Advantage Package!
These rates are available in conjunction with the current $700 Refinance Rebate campaign for Packaged refinance applications where the loan amount is greater than or equal to $250,000. Learn more ...
The new rates (shown below) are effective from Monday 16 April 2012 for new customers as well as existing customers switching into a new fixed rate.
Is there any other fees?Rams 2 and 3 yr rates 5.99, without package fee.
Is there any other fees?