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Noticed the thread has been dormant for a little and considering the Spring season is near. Has anyone had any good deals?
I am currently applying for a NAB loan for $1.5m+. Got an indicative rate of 4.74%. I haven't really negotiated yet as I still haven't found the right property.
Maybe 4.65%?
Cheers
P.s Bankwest is desperate for business esp the sub 80% loans and loans over $600,000.....they tend to be a bit slow on the approval side of things...but pricing wise top of their game for the last 2 month anyway.
2 deals this month;
$760k - 4.69%
$1.32M- 4.63%
Not bad for a branch based bank. Good luck.
LVR? If less the 80% would be pushing for sub 4.7%
ING no negotiation required 4.63% for over $1 mil. But no IO allowed for PPR
...and you might have to wait quite a while for your approval (or I'm just having a bad run with them ATM).
Cheers
Jamie
FYI I got a formal approval for 4.64% for $1.5m @ 80% LVR from NAB.
I didn't get the $1000 EFTPOS card (they just started a promo for new customers) becus my account is an IO account not P&I.
That's impressive! My IP is to be settled in end of October. Maybe I should jump ship to NAB? But I did hear NAB doesn't have the best customer services?
Does anyone know if Westpac/CBA offer similar discounts?
So, after a few months, my OTP IP is about to be settled, my ANZ mobile lender has offered me 4.68% (1.2% discount) for my entire loan even without asking. Originally a few months ago he said the lowest he could offer me was 4.78%. I told him that it was good that he does it as otherwise i will look around for better rates like NAB etc etc offering 4.63%. But with 4.68% I probably won't bother moving.
I have heard someone with NAB have sub 4.5% variable interest. Not sure how true it is, and whether it is the real NAB, or one of those "NAB backed" loans.
I have heard someone with NAB have sub 4.5% variable interest. Not sure how true it is, and whether it is the real NAB, or one of those "NAB backed" loans.