I always respect anyone who can recover from an investement disaster where they loser everything,Good going, sanj.
We're actually in recovery from an investment disaster where we lost pretty much everything, which is why we're down to only 3%, but I do plan to increase our % as we rebuild.
But I find it hard to believe there's anybody who is on Somersoft who can't afford 1%. And if you're only on a modest income of, say, $50K, well, that's a $500 donation once a year, which is enough to make a difference. Or $40 a month to a worthy organisation.
Ive done it before, however, I dont know to be honest if I could handle starting from absolute bottom zero at my age, and experience in life. I reckon I simply wouldnt be able to handle it