I talked to my "friendly" Westpac banker today about their "Premier Advantage Home Loan Package".
Normally it is 0.7% off their standard variable rate of 7.45%.
The banker said that she will give me 0.85% off instead of 0.7% off (based on a loan size of 340,000, 0.7% is what they offer).
That will bring the rate of the package down to 6.61%.
Has anyone used Westpac's "Premier Advantage Home Loan Package"?
What do you find is worthwhile to get this package?
In summary,
for a $395/year package fee
NO establishment fee
NO loan maintenance fee
NO fee to increase your loan limit
NO portability fee to move your secirty
NO switching fee
NO annual fee for platinum credit cards
NO monthly fee for saving accounts
etc..
Normally it is 0.7% off their standard variable rate of 7.45%.
The banker said that she will give me 0.85% off instead of 0.7% off (based on a loan size of 340,000, 0.7% is what they offer).
That will bring the rate of the package down to 6.61%.
Has anyone used Westpac's "Premier Advantage Home Loan Package"?
What do you find is worthwhile to get this package?
In summary,
for a $395/year package fee
NO establishment fee
NO loan maintenance fee
NO fee to increase your loan limit
NO portability fee to move your secirty
NO switching fee
NO annual fee for platinum credit cards
NO monthly fee for saving accounts
etc..