Is it worth bothering to switch?

Giday All and Thanks

It seems it will be best to threaten CBA, which I have done, and then hope for the best.

We have good record. low LVR, et all but it appears here even the brokers are struggling to get good deals. However, obviously, all brokers are not equal and many of the best are here at SS.;)

For us we are still +CF but it annoys me we dont get anything great for being a good customer with $1M lend then a grumpy customer with less. We put $10k a month thorugh cards with banks and where is the thanks???

At least AMP/AXA merger should bring another in but seriously, the big 4 will become the big 5 and welcome the newbie into the club.

Would not go small lender as i used one once and it was painful.

On the positive side we may see a stay on rates for while now the banks have "applied the pain" but mining is still all the go so what the hope of lower inflation?

Fundamentally we need real competition.

Is anyone out there getting 0.7% off with no wealth fee etc...?

Peter
 
FYI

CBA upped me to 0.8% off after formal written ask.

Getting heaps of requests i hear.

Peter

Nice!!!!! In the spirit of what do you have to lose I will send an email to our lovely bloodbank and see if we can get a lower rate.

I doubt it as one of our loans are with a nonbank...
 
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