If you hold as joint tenants, you could sever the tenancy so it is converted to tenants in common - each party still owns half each, but in the event of either owner passing away, the will of the deceased dictate who gets the half share owned by the deceased.
That way, you could leave your half share in the house to your daughter in the event of your death. Something to think about??
Correct me if I'm wrong but it's not easy to change from JT to TIC and vice vercer when you have a loan. The banks make this difficult. I would love to hear that I'm wrong though as I'd like to change mine but have been told it's a lot of trouble.