And with the utmost respect, I doubt you ever will!
very true!
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And with the utmost respect, I doubt you ever will!
They also taught me to be responsible with other people's assets. For example, I was told that if I couldn't afford comprehensive insurance, then I couldn't afford to have a car. It may be legal for a 17yo to not have third party property insurance, but it's certainly not ethical. Somebody with an Audi should not have to claim on their own insurance - causing their premiums to rise - because a teenager crashes a $500 car into their Audi, and doesn't have insurance to cover repairs. (Not that we ever had expensive cars!) So I didn't have a car until after I finished uni, and could afford comprehensive insurance. I found it frustrating when all my uni friends were getting around in bombs, and I was on the bus, but it was an important lesson.
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For example, I was told that if I couldn't afford comprehensive insurance, then I couldn't afford to have a car. It may be legal for a 17yo to not have third party property insurance, but it's certainly not ethical.
Somebody with an Audi should not have to claim on their own insurance - causing their premiums to rise - because a teenager crashes a $500 car into their Audi, and doesn't have insurance to cover repairs. (Not that we ever had expensive cars!)
Overall, I learnt that it's up to me to go out there and grab opportunities and make the most of them. I'm responsible for my own life.
So I didn't have a car until after I finished uni, and could afford comprehensive insurance. I found it frustrating when all my uni friends were getting around in bombs, and I was on the bus, but it was an important lesson.
McBrain
As Tracey said in her post, third party property insurance is not compulsory. It is quite legal for someone not to have any motor vehicle insurance which covers damage to their own - or other - vehicles.
Good point, and quite right. I amend my statement to "it's irresponsible to drive a car without third party (property) insurance".Sorry to be pedantic - as alluded to by Lynn you can get cover for damage to third party property in addition to compulsory third party (people) insurance without going all the way and getting fully comprehensive cover.
That's right.I guess the 3rd party human insurance is what you get on your rego.
We're singing from the same sheet on both counts, McBrain. It's all about being responsible.McBrain said:So yes, I totally agree everyone should have at least 3rd party (fire and theft). I can't believe people don't?!!!!
I also can't believe people in the Vic bushfires who had no buildings insurance - and then got a bigger handout from the relief effort because they hadn't insured their homes!
Originally Posted by McBrain
So yes, I totally agree everyone should have at least 3rd party (fire and theft). I can't believe people don't?!!!!
I also can't believe people in the Vic bushfires who had no buildings insurance - and then got a bigger handout from the relief effort because they hadn't insured their homes!