Recent content by Ricardo29

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    so.. what are you covered for?

    Scheer policy is AD, many arent. it clearly says all over the website and all throughout the pds that its AD. everywhere. :eek: MD to 50k is ordinary, should be no limit to sums insured. keeps policy costs down, but i sure as hell wouldnt buy such at that restrictive limit.
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    Real estate agents in Mandurah

    Basset-Scarfe Realty Mandurah. quality.
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    New franchise?

    whats the bus geoff??
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    Researching new sub-divisons

    good question....no set answers. i find things are long gone by time we mere punters get around to them, and have often wondered who/how you get in the door. have no doubt, particularly in perth over last few years, its the same charmed people that get a crack at things. i personally think...
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    How much would you pay for a handbag?

    that shop quite possibly has the hottttttttest women in australia working in it. i love it :)
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    Life Insurance

    twobobs... do you not think it fair that you pay more, due to your increased risk?
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    Life Insurance

    twobobs.... none that ive come across. if you think about it logically, its like asking to insure a car, without advising what the car is. or a house, without advising what type/address etc. life insurance is premium rated on various factors, one of which is medical history. so it only...
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    The World's Most Expensive Cities - 2007

    moscow has inner city controls on housing limits and various restrictions. new married couples who arent from "inner city moscow" find it near on impossible to live in the city. peasants from the provinces daren't even try anymore (pure-bred muscovites have deliberately priced them out and...
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    Rent vs buy

    ""Is it a matter of waiting for the equity to grow in our home before we purchase our first investment property, or use the home as security for an investment loan?"" smart thinking i say. its what a lot tend to do, and often works well enough. sophisticated wealthy investors will hammer...
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    Business Cards question???

    i dont quite understand your goings on in the question....but stripping all that away, a card itself means nothing. there are no strict disclosure requirements that must be on it...you can have simply your name and a number, that is all. you might choose to include more relevant and logical...
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    Paid maternity leave

    ive had 3 go off and start a family this year alone....good on them, couldnt be happier for them, what right do i have to be downtrodden because our devoted and loved employee(s) is about to start her family. its not that hard to deal with.....you go into the gig knowing they will most likely...
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    Is less sometimes more?

    less is better for me. i dont like the oft quoted theory of "diversification" in investing. find what you do, and do it well in a concentrated manner.
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    Buying USD?

    ive got 1000 x $1 USD notes tucked away.....its great stuff, the smell of democracy at one time a few years ago, i had in my hands $100,000 USD cash (not $1 denoms in that instance). took over a week to arrange, via syd, to perth, pretty small briefcase to be honest. was a pretty good...
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    If You Watch Tv, What Are Your 2-3 Favourite Tv Shows??

    One and Only Show: House. Ongoing: Any sport of a decent level. tdf at moment. sky racing. afl. whatever decent event is on.
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    Buyers Agents - Commercial Property

    almost totally necessary in perth at moment....well maybe not a buyers agent as such, just a lot of commercial agents looking and working for you.
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