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Knowledge is important, but the right attitude and application of the knowledge separates the successful from the wannabees. A nugget of wisdom came from Kerry Packer: "That's why in 1991, across the lounge rooms of Australia, we rose as one and cheered when Kerry Packer served it up to the...

I think this issue fits in with legal and insurance coverage. I have a property that is in a dual occupancy in Canberra, ie two separate detached houses on a sub-divided block of land, but sharing a common driveway with a slim nature strip adjacent to neighbour in the next block. Our houses...

After some time of looking around Brisbane I have come to realise that it is better to build my PPOR. So, I have looked around and bought a plot of land which is 350 sq m with a 10 m frontage. It will be ready to be built on in few months time. I am looking for a reliable builder who has...

This is a call for help to source a plumber who can work with an owner builder on an hourly basis. As an owner builder I try to do as much work myself but I need a plumber and electrician to do some of the regulated work. It would be really helpful to talk to a plumber who can work on this...

We all know by now the well-publicised notoriety of self-presumed D&G master SK and his betting loss against a less flamboyant economic statistician. Here is a sober assessment of the record of overseas guru of bubbles HD acclaimed by many bubble followers in Australian...

I am just putting this up for resident finance brokers to comment. My usual mortgage broker has put up new conditions via a 'quote' seeking my signed acceptance. It has two main obligations for the service of the broker: 1. pay fees even if application is not successful or choose not to...

I am seeking a legal expert in Melbourne to advise what a serviced apartment in Carlton can be used for. The lease agreement is due for renewal. If I do not renew it what are the implications for use of the apartment, ie whether I can get a different PM or sell it to an owner-occupier...

Anyone can offer a suggestion what $650k can buy for retirement in Brisbane in the next 5 months? I am thinking of 3br, 2 baths, 2 garages in contemporary finish internals and some views. Not too fuss about external whether it is clad or brick veneer. There are few bv on offer anyway. I...

The Coalition came up with this idea of preemptively buying up asylum boats to stop the people smuggling racket. While I was watching ABC24, viewers were twitting in, generally making fun of it. One twitter pointed out that the idea seems to be buying up the smugglers' boat so that they can...

There were other symptoms too like condensation under the duct and the subfloor was heated or cooled whenever the ducted system was turned to heat or cool. Other parts of the ducting were bad and had to be redone. :(

Women generally face more financial difficulties in later life than men, excepting most women on SS. Below is another finding on finances of divorced women with implication for their later lives. Men in divorce suffer a deterioration in their wellbeing...

'In the first place, we should insist that if the immigrant who comes here in good faith becomes an Australian and assimilates himself to us, he shall be treated on an exact equality with everyone else, for it is an outrage to discriminate against any such man because of creed, or birthplace...

My new property manager wants me to sign an exclusive management agreement. It has a 'sale fee' clause which states: "If the property is sold (whether during or after the term of the Agreement) to any person who has been a tenant of the property during the term of this Agreement, then the...

I just received my home building and contents renewal insurance notice from NRMA. The premium is 44% more than 2 years ago and cited impact on reinsurance due to natural hazards. I think I will have to shop around and has anyone found a competitive insurer.

Listening to the speech on ABC 24 lifts up my spirit and makes me proud to be an Australian. :)

NAB Subordinated Notes are: • Interest bearing notes that constitute direct, subordinated and unsecured obligations of NAB • Directly issued by NAB • Earn a floating rate of interest equal to the sum of the Bank Bill Rate plus a Margin of 2.75% (for example, based on the 90 Day Bank Bill Rate...

An existing thread frowns on whinging so I am trying very hard to set the tone of this thread as a constructive approach to remedy the ills besetting governance in Australia. I wish governance in Australia will be more visionary as well as competent. How I wish: 1 Australia invest in...

I came across this situation recently. Tenant said that the toilet cistern is defective and water is leaking into the bowl. I had a look at it and it was indeed not easily fixed by me. Besides I had to spend time the next day to spruce up the exterior of the house for a bank valuation. I...

I heard that there is an investment strategy using SMSF that is quite feasible for the age group 55-75 under the following circumstances. Any non concessionary contribution into the SMSF that is added into a pension account earns income that is not taxed in SMSF. The pension financed by this...

I have been told that a lady 65 years old is assets rich but cash poor and so no more mortgage loan is possible. Anyone knows whether this is required by mortgage rule? :)