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    What are your plans for 2015

    Plans for 2015- Start a new job mid January- Better pay and better conditions Wife and I have been trying for a long time for a baby- Looking at IVF if we have no luck soon. Continue to work my second job to fund PPOR renovations. Get the PPOR to at least 50% renovated. (Taking way longer...
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    Paint protection on new car

    Complete waste of time and money. I work at a dealership and we don't sell it because it's rubbish
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    How much debt do you have?

    Approx $850k debt. I just turned 29
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    Family Dog

    We have and breed Groodles (Golden Retriever x Standard Poodle). I may be biased but they have a brilliant temperament and don't shed any hair in the later generations. You can breed them to 'standard' or 'mini' size. My three are all 35kgs and over. There are lots of rescue sites out there...
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    Viynl Planking

    We're looking at vinyl planks vs laminate flooring and the salesperson told us the installation of the planks is actually a lot harder than it looks. He said that laminate is easy and pretty much anyone is able to do it, but the vinyl is a specialised task and takes a bit to get right. If it's...
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    Tenant wants to plant fruit trees!

    Keep the tenant happy and let them plant them at their own expense. Doesn't take much to remove a couple of trees a few years down the track.
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    Perceptions...

    I'd be interested to know this as well. We've got loads of 'backyarders' in town and the perception is that they're a lot cheaper than the dealers. Reality is, on a minor service, there's only $10-$15 difference between the two
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    What Hours do you Work?

    I work from 7:50am to 5:00pm Monday to Friday at my 'day' job with an hour unpaid lunch break. Then 5:00pm to anywhere up to 12:00am Friday nights, Saturday nights (4-2:30am) and every second Sunday 9:00am- 4:00pm. You could say I'm a sucker for punishment :rolleyes:
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    Property deposit requirements

    I only ever offer $1k deposits
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    What you did in 2013? What are the plans for 2014?

    2013 Got married in March Honeymooned in Vietnam and Thailand Got a second job to pay for the above :rolleyes: Still working both jobs to pay down some debt Broke my leg playing football in my hundredth game in a GRAND FINAL :eek: 2 lots of surgery and 3 months later I'm still not 100%...
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    My un-authorised (I am not a mod) 2c on posting etiquette

    good idea agree. sure is. make that plus 2. :D
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    Dreadlocks. Yes or no ...

    Wouldn't worry about even brushing it once a week. got a few mates who don't wash or brush their hair and the dreads form on their own haha
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    Scratched glass from dogs

    They must be some pretty large and/or bored dogs to be scratching glass and wooden doors. I have 2 dogs (both over 30kgs) and have never had any issues on doors or floors. We have bamboo floors in our house and even when the dogs get a bit rowdy, there's no scratches. Are you able to...
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    Younger Investors Experience

    I started out by buying my own house to live in and renting out the remaining rooms to other people. Essentially it was a PPOR with other people paying my mortgage. This helped me to put as much of my own money into saving for the next deposit for another IP. Adding my savings and a bit of time...
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    Younger Investors Experience

    What sort of information are you after? Like spludgey said- there's a HUGE amount of information on the site. I started young and am still on an average sort of wage. Don't let it stop you :D
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    Carb-Nite Solution

    Would have thought number 1 and 2 would be looking to put on lean mass. number 3 is the only one that looks like he has fat to lose
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    Candy Crush

    I'm up to mid 130's as well. Did you know that you can move your clock forward on your phone so get your lives back sooner? Then while you're away from the app the timer counts down as normal. I do this when I'm playing at night so my lives aren't wasted while i'm sleeping :cool:
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    Secured Debt at young age!

    My wife and I are in the same age category as you mentioned. I'm on an 'ok' wage and she's well below what you'd call average. Looking to purchase our 6th property soon- we weren't planning on doing anything for a while as our debt levels are getting a bit uncomfortable for the wife but this one...
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    where to? cheapie holiday

    We went to Vietnam for our honeymoon for a couple of weeks back in April/May. Absolutely amazing place. Would definitely recommend it. We did a lot of tourist-y things and stayed in 4-5 star hotels and it was still cheap! I had a mate who has recently travelled over to Vietnam from Perth...
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