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Hiya
Don't quote me but a little bird whispered in my ear to wait till this Friday...a major bank mayl cut their 3 year fixed rates so much they will be the price leader (and i have one loan with them and will refinance another if this happens...)-i see tiger stripes in my dream
I phoned CBA today to try and fix one of my loans for three years. I asked if they could match some of the lower banks three year rate and I was told that he would need to get someone to call me back which is within 24 hours, however as its Friday could be Monday. I was really hoping to lock a rate in today, does anyone know how I can get around this?
Cheers
Pip
With some negotiation I have been able to get a reasonable 3 year fixed rate with NAB, will post more detail when it's 100% confirmed.anyone know what's happening with homeside/nab?
I phoned CBA today to try and fix one of my loans for three years. I asked if they could match some of the lower banks three year rate and I was told that he would need to get someone to call me back which is within 24 hours, however as its Friday could be Monday. I was really hoping to lock a rate in today, does anyone know how I can get around this?
Cheers
Pip
Well ING increases it to 5.99% and CBA just just decreased to 5.59% for 2 years. Confused yet?
Well ING increases it to 5.99% and CBA just just decreased to 5.59% for 2 years. Confused yet?
Well they just brought back their $700 refinance rebate offer so they are definitely enticing people.....
Also could fixing cause issues when topping up and re-drawing equity?
Thanks
Yes, if you need to move lenders due to
1. Sucky Vals
2. Change in Lender Policy
3. Serviceability issues with exist lender
4. LMI exposure issues with exist lender
5. Security property issues with existing lender ( ie they were ok when you bought the place, but now dont like it)
In all of those, for you to move, you would need to break a fixed rate loan and that could be exxxy
ta
rolf
Hiya
CBA offered me 5.69% 3 year fixed today but i am going to wait 1 or 2 more days...
So why are people fixing with all those risks then?