Hiya
Hi ho! hi ho! and off to fix i go....
CBA: 2 years 5.59%
CBA: 3 years 5.69%
Cheers!
Just about to fix one loan with CBA for 3 yrs at 5.79% how did you manage to get 3 yrs at 5.69%
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Hiya
Hi ho! hi ho! and off to fix i go....
CBA: 2 years 5.59%
CBA: 3 years 5.69%
Cheers!
How do people here work out how much to fix? Never had to think about fixing before now.
I currently have 100% offsets - Say if I have 5 loans and don't intend to break any of them for 3 years - should I fix say 4 and keep one still variable so I can place all extra fund into that offset?
How do people here work out how much to fix?
I have my own motto that I adhere to and in general serves me well when it comes to deciding to fix or not ie "Fix out of greed, not fear".
Hi,
I asked my NAB banker and he quoted 5.89 % for 2 or 3 yrs fix IO. He said he thought that rate was the cheapest if I can point to him a cheaper rate he will try sort out with the bank for me. So if anyone here did get a better deal please let me know some details, such as any website having the rate displayed, or which office you deal with or your banker contact etc. And yes i have a reasonable loan amt and should be in the position to negotiate. Thank you vey much.
Me too !!!Got NAB to do 5.79 for 3 years. Tell them to match CBA.
Hi,
I asked my NAB banker and he quoted 5.89 % for 2 or 3 yrs fix IO. He said he thought that rate was the cheapest if I can point to him a cheaper rate he will try sort out with the bank for me. So if anyone here did get a better deal please let me know some details, such as any website having the rate displayed, or which office you deal with or your banker contact etc. And yes i have a reasonable loan amt and should be in the position to negotiate. Thank you vey much.
Westpac have dropped their 3 year fixed rates to 5.69% effective from today
Hi Shahin
I tried searching their website - found this:
http://www.westpac.com.au/personal-banking/home-loans/fixed/interest-only-advance/
appears to be interest in advance...
I think you might find that the advertised rate is 5.89% for 3 year fixed. So, with the package discount of 0.2%, it will come to 5.69%.
Thanks Rob - I didn't refresh my screen and posted!
Hi Shahin
I tried searching their website - found this:
http://www.westpac.com.au/personal-banking/home-loans/fixed/interest-only-advance/
appears to be interest in advance...
Nab are really really bad for that .
They wont go off their chair until someone else has done a bunch of work and ONLY then will they do what they couldnt do last week............
something to keep in mind for the future
ta
rolf