Okay, with two Italians, it's time to throw a Greco in the mix.
As with ok180 and MTR, I also never paid board (? Mediterranean trait) however, whilst never asked, from the day I finished Uni and started working, I paid all the outgoings for the family home. Council rates, water rates, insurance, utilities, etc., although I didn't buy groceries or other food. It was a great way to live in the family home until I married, knowing that I contributed whilst also aggressively building a significant property portfolio through my twenties.
As skater has also mentioned we don't even know whether or not Trey contributes in any way (food or utilities). It isn't conducive to the reality of the real world when some living expenses, except a mobile phone, are not thrown into the mix. Being cash flow rich by way of decent income and cash rich with deposits doesn't in and of itself necessarily mean that Trey will achieve any investment success without even a little leverage (and responsibility for that outgoing also). It doesn't mean going all out with 95 % loans, however even a 50-60 % LVR will see Trey enter the market a little sooner than waiting for the cash reserves to accumulate. Inflation will kick in at some point and your dollar$ will deflate away.
BTW Trey, well done for having the discipline to save. It is a great quality to have. Perhaps read a little more and scour the forum here. Many ways to skin a cat.