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So I got a job a few months ago and they asked if I was looking long term. I said yes. They told me they're sick of putting employees through expensive courses and have them leave soon after. So. He put me through a course and asked me again, are you going to stay long term? I said yea, so long...

So, I'm 33 years young and like all of us never though I'd get old. I was going to buck the trend cause of my slim, muscular physique and excercise. Right? God I look good and everybody knows it Now I have a sore back everyday. Sore bits n pieces coming and going when they cop a little bit of...

H When our current mortgage comes off it's fixed rate we'd like to dhop for the lowest deal. Are there generally any fees for doing this? The loan is pretty low LVR We fixed for 3 years @6.5%.. And can't wait to see the end of it. Whats a low rate now, 5% fixed odd? And I hope it remains that...

Any hits to investors? Tax cuts would hurt. It's a big role in my strategy for the year

Says on this mornings radio program that the nunber of super rich grew by 30,000 last year to 400,000 and that super rich means having over $1M to invest into shares or managed funds..

Hi We'd like to move but keep our current ppor. BUT also keep the whole loan on old ppor tax deductible. How to do this? Basically, we'd like to remove all funds in the offset so the new ppor is mortgage free but old one is tax deductible. Whats best way to do this?

Hi Currently holidaying around Lismore/Nimbin area and had a sqizz at a place in Mountain Top yesterday that looked great. But.. Upon arrival it turned out there is a loud hippy community a few doors down the valley..! Even though there was at least 50 acres between they were still too close...

Is it the date a contract is signed or date it settles?

For a good sales agent through one of the bigger agencies when selling? Im finding that the small independants charge roughly 0.5% less on average I want this place sold in good time. Not to sit on the market. I have no real experience selling so whats important in terms of choosing an agent...

We have a concrete unfinished patio thats old as the hills and looks horrid. Sone parts get mpuldy each monsoon season. How do I prep and paint this? Thinking paving paint. Plus, how long should the finish last? Considering moisture draw up under the concrete

Went to a party yesterday with a bunch of great people of traditional retirement age and met one who lives in Sanua (Bali) for $12k a year. (rent) and this sparks my interest (sure beats workin to pay the Aussie bills) only thing is: you can't take dogs to Bali. . We've decided to take a...

Been working on the NBN lately and I've been noticing that all the renters in the unit complexes have one thing in common: Nice new cars! Enough said. If you want to go downhill financially in a hurry before getting any real asset, get yourself a spanker. You'll look like a million bucks

Hi all Have recently placed a property in Victoria under contract and the finance clause expires today but conveyancer tells me they have 2 days leadway. They wish to extend settlement three weeks later (from 24th this month to 17th March) and Conveyancer mentioned that we can charge them...

As of late it's kinda been dawning on me that the jobs I've been doing all my life so far just aren't what I'm supposed to be doing. I know that loads of folk can say that. But I want to enjoy my career, not despise each day. I believe that is the reason my goal for the past ten years has been...

Hi all As some of you may be aware, I've been selling down some assets in order to pay off the majority of my mortgage. Once this is done we'd like to re-invest into something more productive and continue on investing into the future. We still have a couple IP's that are positive after tax...

Hi all. Now, I know these are a ridiculous "investment" but I don't know alot about them There was a discussion about someones 10 year retirement plan at work today where I just sat quiet. Basically, this man has no PPOR and part ownership in 2 units overseas. He plans to have 10 in 10 years...

Hi all I've been experiencing lower back pain for months now. It used to come and go but now it only comes. I went to the docs and a chiro who I thought fixed it but it came back within a few days. He basically said to keep my back and spine arched and never to bend with my back, it was doing...

Hi I've emailed my broker notifying of intent of sale and property liquidation. I wanted to find out how new servicing looks but he said he doesnt like the idea of selling. All loans are with one particular lender

Hi all, I'm not too confident in my way of accounting skills and I'd like to get this right to maximise profits. Here's my situation: Liquidating 2x properties for now (was looking at selling the lower priced one this tax year so I receive a good tax return, then the higher priced one next...

Hi all, We're about to place a 4 bedroom home on the market and the agent has told us he will do 2.35% instead of 2.5%, although what threw me a little was that he'd scrubbed out the "Includes GST" part and then written the figure into another section "GST charge" which is around $900 I don't...