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Hey all I said in an earlier thread that I'd offer free coffees to SSers when our cafe finally re-opened - well good news, we finally re-opened on Saturday! So here's the deal, we're currently running an external promotion where we are giving away free coffees for a week...I'd like to...

Query I have following on from Sash's comment: from this thread. This is probably more a Q for the brokers...but is that true? I would have thought have 100,000k in an offset where the loan is at 7% would be better then having 100,000k in a term deposit of 6%... In the offset...

Heya Any lenders out there who will loan up to 95%+LMI on CBD units in Brisbane? I'm contemplating a refinance and wondering if I can achieve what i want/need - current loan with homeside. The unit is being used by Oaks as a holiday let, however the building itself is residential...

But is it too soon? Given today is Sunday, it probably went up yesterday or Friday?

Just curious what you usually do when faced with credit card surcharges?? Options are... 1. Change form of payment 2. Change form of payment and look for alternate suppliers for next time 3. Refuse to pay and look for alternate supplier 4. Just pay it, who cares 5. Other, something I...

Hey all Just a quick question (hopefully). I currently have an investment loan with Homeside - it's been two years since we bought the place so I wanted to get a reval done to see what it comes back at and then to consider my options...eg. get a top-up or buy out the 2nd party - most...

Hey SSers Parents have been trying to secure a small business loan for a while and nothing is coming back! They are seeking approx 30-40k for the purchase of a restaurant (which also allows room for a repaint and a few minor additions) The purchase price is well below replacement value...

Does anyone know if there is one tonight and if so, who's speaking? I couldn't find anything here or on the BIG website... Cheers J

Hey! The Qld standard position as set by REIQ is a max 5% on the first $18,000 and 2.5% thereafter (correct me if I'm wrong)...what's the best you've managed to negotiate? I'm particularly interested in those who've sold in Brisbane or the inner city...i'm not selling anytime soon, just...

Hey guys While this doesn't fall in the category of commercial property it is non-resi business, so I though this was the best place... In 2007, my parents had an offer to purchase their business which went unconditional. The purchasers had paid the 10% deposit to the REA. The purchasers...

Heh...$23m, 46 lots, Chinese Buyer saw rainbows, a fig tree and his Feng Shui Master I think the title says it all....read the article here if you like...

Interest on Personal Loan - is it ever claimable? Hi! I'm in the process of engaging an accountant to sort this out (and handle my accounting affairs going forward), but wanted to get some initial feedback as to what to expect on this particular issue...and to see if anyone had any...

Hey - I post this here as I suppose it goes to ones ability to borrow... I ordered the free version of my credit records, and every thing seems ok - but for one entry under the heading of 'Commercial Credit Information': 5 March 2009 - American Exp New Accts NSW Reference: AN enquiry...

Is there such a tool to calculate what sort of limit you are likely to get when applying for a credit card? I haven't found anything ( I want to check first in order to avoid any negative mark against my name if my application fails... Cheers

Hey Got an (unsolicited) letter from these guys today... They were offering PM at 4.4% all inclusive, no hidden costs...anyone heard of ProjectPQ? Good/Bad experiences?? The major draw back I see is that they are a small operation, thus might make it harder for them to find tenants, so...

My 2nd IP is an OTP, due for completion in late-2011 - purchased May 09. In hindsight, it was not a great deal and I should have conducted more DD -they are drastically overpriced! I think they priced the units for what they 'estimate' they'd be worth by 2011...I must admit, I feel for the...

Do you think this will make it harder to obtain credit? Should I consider re-financing pre-end of March?

Well there's no doubt that location is a very important factor...but when did the name of the suburb matter?? Is it really all in the name?? I'm not too familiar with some of the suburbs, being from Brisbane, so I'm interested to hear thoughts of others?

Hey I'm looking to form a network for Brisbane based property investors just starting out or already established - are you out there? interested? let me know Josh

Hi! I've been viewing the forums for quite some time as a guest, but finally decided to create an account! So here's my position - I'm 23 yo working as a commercial lawyer in Brisbane with a decent salary. I own an IP (apartment) 50:50 with a relative (acquired June 08, debt 375k, value...